Skip to content

Virtual accounts for your customers: what business account providers publish

Virtual accounts for your customers, as of October 17, 2026. Providers in our base whose own pages say they offer it: 42. Say they do not offer it: 1. Do not say either way: 88.

Say they offer it · 42

3S Money

Provide your clients with access to local payment services using UK & EU IBANs.

3S Money · Virtual accounts for your customers · Offers it · · Source

ADCB

Enjoy efficient, fast reconciliation with our virtual accounts service

ADCB · Virtual accounts for your customers · Offers it · · Source

Airwallex

Instantly create currency accounts with local bank and branch codes and dedicated account numbers.

Airwallex · Virtual accounts for your customers · Offers it · · Source

Customers can collect and hold funds in multi-currency accounts, and remit funds around the world for employee reimbursements, vendor payouts, payroll, and more.

Airwallex · Virtual accounts for your customers · Offers it · · Source

AMINA Bank

AMINA virtual IBANs* solve this by assigning unique IBANs per customer, enabling automated and precise reconciliation.

AMINA Bank · Virtual accounts for your customers · Offers it · · Source

BCB Group

Under one payment account, you can create unlimited client-specific Virtual IBANs, almost instantly.

BCB Group · Virtual accounts for your customers · Offers it · · Source

Bilder (Bilderlings Pay)

Dedicated vIBANs for SEPA payments

Bilder (Bilderlings Pay) · Virtual accounts for your customers · Offers it · · Source

Capital One

open and close sub-accounts, make allocations or transfers

Capital One · Virtual accounts for your customers · Offers it · · Source

Clear Junction

Unique virtual IBANs linked to a company-named GBP or EUR account

Clear Junction · Virtual accounts for your customers · Offers it · · Source

ConnectPay

Unlike a standard account, a business virtual IBAN account allows you to issue unique identifiers for specific customers, projects, or departments.

ConnectPay · Virtual accounts for your customers · Offers it · · Source

From automated onboarding to complex split payments, our online marketplace payment solutions are designed to handle global transactions with ease.

ConnectPay · Virtual accounts for your customers · Offers it · · Source

Currenxie

Embed global virtual accounts to receive funds locally in over 50 countries.

Currenxie · Virtual accounts for your customers · Offers it · · Source

DBS Business

Assign a Virtual Account (VA) to each of your customers for easy reconciliation of your collections.

DBS Business · Virtual accounts for your customers · Offers it · · Source

Ebury

Allocate virtual accounts to your customers to streamline inward payment reconciliation.

Ebury · Virtual accounts for your customers · Offers it · · Source

Deploy virtual IBANs and automated FX rails within exchanges

Ebury · Virtual accounts for your customers · Offers it · · Source

Equals Money

Generate dedicated virtual IBANs instantly, giving your customers unique account details for cleaner reconciliation and easier collection.

Equals Money · Virtual accounts for your customers · Offers it · · Source

Issue client accounts, each equipped with multi-currency IBANs, to enable efficient customer pay-ins and withdrawals across multiple currencies.

Equals Money · Virtual accounts for your customers · Offers it · · Source

EQWIRE

Virtual IBAN issuance

EQWIRE · Virtual accounts for your customers · Offers it · · Source

Fire

Open additional subaccounts with unique account details in real time, based on events like customer or employee onboarding.

Fire · Virtual accounts for your customers · Offers it · · Source

First Citizens Innovation Banking (formerly Silicon Valley Bank)

Enable your business customers to accept payments within your platform, while you earn fee revenue from their transactions and control underwriting.

First Citizens Innovation Banking (formerly Silicon Valley Bank) · Virtual accounts for your customers · Offers it · · Source

Foren

Yes. You can issue multi-currency accounts to your users, or manage pooled balances across your operations.

Foren · Virtual accounts for your customers · Offers it · · Source

Local rails in each market: virtual accounts for NGN, Interac for CAD, cards and open banking for GBP and so on.

Foren · Virtual accounts for your customers · Offers it · · Source

Grasshopper Bank

Open accounts, track payments, and design tailored account structures for your unique needs

Grasshopper Bank · Virtual accounts for your customers · Offers it · · Source

IFX Payments

Named sub-accounts allow businesses to open multiple virtual IBAN accounts under their main account. Virtual accounts assigned to specific entities, clients, or functions

IFX Payments · Virtual accounts for your customers · Offers it · · Source

Create and manage client-specific sub-accounts in 40+ currencies

IFX Payments · Virtual accounts for your customers · Offers it · · Source

Memo Bank

Assign a virtual IBAN to a client, a partner or a specific transaction.

Memo Bank · Virtual accounts for your customers · Offers it · · Source

Bi-directional virtual IBANs

Memo Bank · Virtual accounts for your customers · Offers it · · Source

Meow

Real and virtual account numbers — choose whether to display a real or virtual account number on invoices for added flexibility

Meow · Virtual accounts for your customers · Offers it · · Source

Mercury

Each customer you invoice will be assigned a unique virtual account number.

Mercury · Virtual accounts for your customers · Offers it · · Source

Modulr

Modulr helps marketplaces streamline operations and scale with instant-issue segregated accounts for buyers and sellers

Modulr · Virtual accounts for your customers · Offers it · · Source

Mollie Business Account

Offer your users a business account alongside embedded payments. Dedicated IBANs, 365-day payouts, and Mollie Cards, all built into your platform.

Mollie Business Account · Virtual accounts for your customers · Offers it · · Source

Narvi

You can generate an unlimited IBAN account via API for client deposit reconciliation or platform-level fund flows.

Narvi · Virtual accounts for your customers · Offers it · · Source

NatWest

Client Monies' Service (CMS) is a secure, easy-to-use, virtual account system that helps you manage third-party funds.

NatWest · Virtual accounts for your customers · Offers it · · Source

Olky

Opening of retail payment accounts for your customers

Olky · Virtual accounts for your customers · Offers it · · Source

OpenPayd

100 or 100,000: you can allocate as many named virtual IBANs as you need, when you need them, for all your underlying clients.

OpenPayd · Virtual accounts for your customers · Offers it · · Source

Payoneer

Deduct your platform fees from seller earnings as funds become available, in any supported currency.

Payoneer · Virtual accounts for your customers · Offers it · · Source

Paysera

Split single transactions across suppliers, marketplace vendors, or direct staff tips automatically upon checkout.

Paysera · Virtual accounts for your customers · Offers it · · Source

Pervesk

The white label payment solutions provided by Pervesk allow you to issue IBAN accounts under your own brand.

Pervesk · Virtual accounts for your customers · Offers it · · Source

Rapyd Business Account

Create local vIBANs in 40+ markets to transfer funds on local banking rails without the local banks.

Rapyd Business Account · Virtual accounts for your customers · Offers it · · Source

Use Rapyd’s advanced account infrastructure to create accounts for your business and sub-accounts for clients, business partners or payees.

Rapyd Business Account · Virtual accounts for your customers · Offers it · · Source

Satchel

Unique EU IBANs and card issuance, client SEPA & SWIFT transactions management, all with Satchel API.

Satchel · Virtual accounts for your customers · Offers it · · Source

Sokin

Allow your customers to hold, manage and move funds globally with local and international account details in 26+1 currencies - all from your own platform.

Sokin · Virtual accounts for your customers · Offers it · · Source

Sokin will issue to a user and/or End Customer Virtual IBANs and/or virtual sort codes and Account Numbers solely for the purpose of the collection of funds.

Sokin · Virtual accounts for your customers · Offers it · · Source

Tazapay

Institutional Account. Tazapay provides a solution for financial institutions or technical service providers that seek to offer the Tazapay services to their own clients

Tazapay · Virtual accounts for your customers · Offers it · · Source

UOB Business

With Virtual Account Services, unique virtual account numbers (VANs) are assigned to each of your customers or payers, allowing them to make payments directly to their designated VANs.

UOB Business · Virtual accounts for your customers · Offers it · · Source

Verto

“Sub-Account” means a Verto virtual account in your name under Verto’s master account;

Verto · Virtual accounts for your customers · Offers it · · Source

Viva.com

Split customer payments in real-time between sellers, with commission going to the marketplace owner

Viva.com · Virtual accounts for your customers · Offers it · · Source

Wallester

Personal vIBAN ... Subject to industry and country of incorporation

Wallester · Virtual accounts for your customers · Offers it · · Source

WorldFirst

Allows platforms to manage buyers and sellers and multi-party fund flows.

WorldFirst · Virtual accounts for your customers · Offers it · · Source

xpate

Funds are routed based on your business logic

xpate · Virtual accounts for your customers · Offers it · · Source

Funds are split and paid out per merchant on your settlement cycle

xpate · Virtual accounts for your customers · Offers it · · Source

Zand Bank

Assign unique account identifiers to customers or transactions and manage funds through a single account for better visibility and control.

Zand Bank · Virtual accounts for your customers · Offers it · · Source
Say they do not offer it · 1

Xapo Bank

This means you cannot send or receive funds from a third party (e.g., paying a supplier or processing payroll).

Xapo Bank · Virtual accounts for your customers · Does not offer it · · Source
Do not say they offer it · 88

How this page is made: a provider is listed on its own words only, quoted with the date our weekly re-reading last found them, and one that does not mention the product is never shown as not offering it. We publish the page once at least 5 providers say they offer it. Within each group the order is alphabetical; nothing is ranked.

A product is one thing among several. A provider may still decline because of the activity, where the company is registered or where its owners live. The free check applies them all.