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Fire

Fire: we hold its published rules on 2 of 7 industries. Last verified October 17, 2026.

Licensee
Fire Financial Services Limited (Fire-UK) · EMI authorised by the FCA (FRN 900983) · Fire Financial Services Limited (Fire-EU, Ireland) · payment institution authorised by the Central Bank of Ireland (C58301)
Regulator
FCA / Central Bank of Ireland ·

Where it takes companies from

Its own list of countries, quoted below with its source and date

Products it publishes

International payments and FXSays it offers this

Fire’s international payouts solution enables you to pay your suppliers and partners in euro, sterling and 12 additional currencies.

Fire · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Issue all the MasterCard® debit cards you need along with all the accounts required to create the optimal setup for reconciliation and automated payment processing.

Fire · Company cards · Offers it · · Source
Bulk payoutsSays it offers this

Initiate large volume batch payments to suppliers or partners through the Fire Payments API.

Fire · Bulk payouts · Offers it · · Source

Initiate batches of internal transfers, local and cross-border payouts from your own systems.

Fire · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Virtual accounts for your customersSays it offers this

Open additional subaccounts with unique account details in real time, based on events like customer or employee onboarding.

Fire · Virtual accounts for your customers · Offers it · · Source

Every provider that says it offers this

Crypto on- and off-rampSays it does not offer this

Fire does not support crypto currency related activity. If a crypto currency related payment is made to a Fire account, the funds will be returned to the sender.

Fire · Crypto on- and off-ramp · Does not offer it · · Source

Every provider that says it offers this

Does not say it offers: Accepting card payments, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds EURa balance; account details of its own on the local payment system

Get paid in euro or sterling, hold funds in euro or sterling and pay out in 14 different currencies.

Fire · EUR · · SourceThis quote speaks to: a balance

A Fire Sterling account (GBP) has a sort code & account number and a Euro account (EUR) has an IBAN associated with it.

Fire · EUR · · SourceThis quote speaks to: account details

Share your SWIFT-addressable account details to receive cross-border payments directly into your default euro or sterling account.

Fire · EUR · · SourceThis quote speaks to: account details
Holds GBPa balance; account details of its own on the local payment system

Get paid in euro or sterling, hold funds in euro or sterling and pay out in 14 different currencies.

Fire · GBP · · SourceThis quote speaks to: a balance

A Fire Sterling account (GBP) has a sort code & account number and a Euro account (EUR) has an IBAN associated with it.

Fire · GBP · · SourceThis quote speaks to: account details

Share your SWIFT-addressable account details to receive cross-border payments directly into your default euro or sterling account.

Fire · GBP · · SourceThis quote speaks to: account details

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Policy by industry

Fire: published policy by industry
IndustryStatusChecked
CryptoNo
Unlicensed financial servicesNo

No published rule (read in full on October 16, 2026): iGaming, Adult, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to Fire

Fees

Fire: published fees
PlanAccount openingMonthlyChecked
Fire Business Account (UK company)GBP 0 set-up fee ('Set Up Fee')GBP 10 a month ('Monthly Fee') · Source
Fire Business Account (Irish or other EU company)EUR 0 set-up fee ('Set Up Fee')EUR 10 a month ('Monthly Fee') · Source

Fees of every provider

Closing an account

15.2 We may close the Business Account or any part of the Fire Services associated with it on giving you 90 days prior notice.

Notice before closing · · Source

14.2 If your complaint is not resolved to your satisfaction, you may be eligible to refer the complaint to the Financial Services and Pensions Ombudsman at 3rd Floor, Lincoln House, Lincoln Place, Dublin 2, Ireland. … 14.2 If your complaint is not resolved to your satisfaction, you may be eligible to refer the complaint to the Financial Ombudsman Service at Exchange Tower, Harbour Exchange, London, E14 9SR, United Kingdom.

Complaints and where to go next · · Source

Account closed or frozen? What Fire’s terms say

Rules about countries

We onboard businesses incorporated in the United Kingdom or Ireland with directors/owners resident and/or citizens of the EU & UK (and other countries available on request).

Fire · Takes companies registered in · · Source

Ireland, United Kingdom

We onboard businesses incorporated in the United Kingdom or Ireland with directors/owners resident and/or citizens of the EU & UK (and other countries available on request).

Fire · Takes owners who hold the passport of, or live in · · Source

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom

What we read

Acceptable use and prohibited activities
Searched, none published · fire.com/legal/business-terms-conditions · fire.com/legal/terms-of-business · fire.com/support/faqs
Help pages on particular industries
Read · fire.com/support/faqs · fire.com/services/payment-and-accounts
Countries it refuses
Searched, none published · fire.com/support/faqs · fire.com/legal/business-terms-conditions
Rules on owners and directors
Read · fire.com/support/faqs
Terms on closing accounts
Read · fire.com/legal/business-terms-conditions