Business accounts for unlicensed financial services companies: what 39 providers publish
As of October 1, 2026
We read the published account-opening policies of 39 business-account providers. This is what each one says about unlicensed financial services businesses, with the date it was read. Inside each group the providers are in alphabetical order: the order is not a ranking.
- Exclude7
- With conditions1
- Publish nothing31
Not excluded is not accepted. A provider that does not exclude your industry may still decline your company because of where it is registered, where its owners live or which licence it holds. The free check applies those rules too.
Exclude unlicensed financial services businesses · 7
As of October 1, 2026, Airwallex (UK) Ltd (FCA) does not accept unlicensed financial services businesses, per its published policy.
As of October 1, 2026, bunq B.V. (De Nederlandsche Bank) does not accept unlicensed financial services businesses, per its published policy.
As of October 1, 2026, Mercury Technologies Inc. (FDIC-insured partner banks) does not accept unlicensed financial services businesses, per its published policy.
As of October 1, 2026, Monzo Bank Ltd (PRA / FCA) does not accept unlicensed financial services businesses, per its published policy.
As of October 1, 2026, Revolut Bank UK Ltd (PRA / FCA / Bank of Lithuania) does not accept unlicensed financial services businesses, per its published policy.
As of October 1, 2026, Statrys Ltd (Hong Kong Customs and Excise Department (MSO register)) does not accept unlicensed financial services businesses, per its published policy.
As of October 1, 2026, Tide Platform Ltd (FCA) does not accept unlicensed financial services businesses, per its published policy.
Accept unlicensed financial services businesses with conditions · 1
As of October 1, 2026, Secure Nordic Payments, UAB (Mistertango) (Bank of Lithuania) accepts unlicensed financial services businesses with conditions, per its published policy.
Publish nothing about unlicensed financial services businesses · 31
3S Money, AMINA Bank, Aspire, Bank Frick, Bankera, BCB Group, Bilder (Bilderlings Pay), Brex, Clear Junction, ConnectPay, Currenxie, Ebury, Equals Money, iBanFirst, Mashreq NeoBiz, Narvi, NexPay, Payoneer, Paysera, Payset, Relay, Satchel, Starling Bank, Sygnum Bank, Verifo, Wio Business, Wise Business, WorldFirst, Xapo Bank, ZA Bank, Zand Bank
Silence is not a yes. Ask these providers in writing before you pay an application or review fee.
Before you pay a fee, ask in writing
Before I apply: do you open business accounts for unlicensed financial services companies registered in [country], with owners resident in [countries]? Please confirm in writing.