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Does LHV accept unlicensed financial services businesses? (October 2026)

No: as of October 12, 2026, LHV does not accept unlicensed financial services businesses, per its published policy.

No

Licensee: AS LHV Pank (Finantsinspektsioon (Estonia))

What the policy says

In the event of refusal to conclude a payment service agreement, the Bank considers as a valid reason in particular, where the person or the Related Person: … is engaged in an activity which, in the opinion of the Bank, is an activity subject to special requirements, or a similar activity, without holding a valid licence, business licence or similar entitlement;

LHV · Financial services without a licence · Will not accept · · Source

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