Skip to content
banxta

LHV

LHV: industries it takes by its own published rules: iGaming, with conditions; Forex and CFD, with conditions. Depends on the activity: Crypto. Last verified October 17, 2026.

Licensee
AS LHV Pank · credit institution licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority (licence 4.1-1/37)
Regulator
Finantsinspektsioon (Estonia) ·

Where it takes companies from

  • United Kingdom
  • EU / EEA (western & northern, plus Spain, Italy, Portugal)
  • EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
  • Switzerland / Liechtenstein
  • United Arab Emirates
  • United States
  • Developed Asia-Pacific
  • CIS / Central Asia / Caucasus
  • Latin America
  • Middle East & North Africa
  • Africa
  • Jersey, Guernsey, Isle of Man, Gibraltar
  • Other offshore centres
  • Other

The regions its own documents name, read on October 9, 2026

Products it publishes

International payments and FXSays it offers this

Payments can be initiated to following currencies - AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, USD

LHV · International payments and FX · Offers it · · Source
Company cardsSays it offers this

With LHV’s business debit card, you can pay in Estonia, abroad and online.

LHV · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

We offer a large selection of the best payment terminals that will match the needs of every merchant.

LHV · Accepting card payments · Offers it · · Source

LinkPay payment link lets your customers easily pay their bill with Apple Pay?

LHV · Accepting card payments · Offers it · · Source

Every provider that says it offers this

Bulk payoutsSays it offers this

Payment import makes it possible to upload a payment file in the internet bank and to sign payments there (one by one or in batches)

LHV · Bulk payouts · Offers it · · Source

LHV Connect enables you to connect your company’s accounting software with our banking service.

LHV · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Crypto on- and off-rampSays it offers this

You can buy crypto assets both as an individual and as a company.

LHV · Crypto on- and off-ramp · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Virtual accounts for your customers, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds EURaccount details of its own on the local payment system

Payment order (SEPA) (6) ... Incoming payment (7) ... free of charge

LHV · EUR · · SourceThis quote speaks to: account details

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Policy by industry

LHV: published policy by industry
IndustryStatusChecked
iGamingWith conditions
Forex and CFDWith conditions
CryptoDepends on the activity
Unlicensed financial servicesNo

No published rule (read in full on October 9, 2026): Adult, AI and SaaS, Marketplace

Has this rule changed? Tell us

Alternatives to LHV

Fees

LHV: published fees
PlanAccount openingMonthlyChecked
Legal entity registered in EstoniaFree ('free of charge')Free ('free of charge') · Source
Legal entity registered in Estonia with non-resident ownersEUR 300 account opening application fee, not refunded if the bank declinesEUR 30 · Source
Legal entity registered in an EU member state (except Cyprus, Luxembourg, Malta) or NorwayEUR 300 account opening application fee, not refunded if the bank declinesEUR 30 · Source
Legal entity registered in another countryEUR 600 account opening application fee, not refunded if the bank declinesEUR 60 · Source
Company with a high-risk field of activityEUR 1,000 ('Account opening application fee')EUR 100 ('Maintaining the account') · Source

Fees of every provider

Closing an account

Unless otherwise provided by law or the Agreement, the Party has the right to terminate the Agreement by giving at least two (2) months’ advance notice to the other Party.

Notice before closing · · Source

You also have the right to file a complaint with the Financial Supervision Authority or turn to court to resolve the dispute regarding the activities of AS LHV Pank, AS LHV Finance, AS LHV Kindlustus or AS LHV Varahaldus.

Complaints and where to go next · · Source

Account closed or frozen? What LHV’s terms say

Rules about countries

Your company is registered in an offshore location or its ownership structure includes companies registered in offshore countries … LHV Pank does not open accounts for these companies.

LHV · Refuses companies registered in · · Source

Other offshore centres

We have decided to stop onboarding companies whose beneficial owners are Russian or Belarusian citizens without a valid Estonian residence permit.

LHV · Refuses owners who hold the passport of · · Source

Belarus, Russia

What we read

Acceptable use and prohibited activities
Read · lhv.ee/en/faq/other-topics · lhv.ee/en/general-conditions
Help pages on particular industries
Read · lhv.ee/en/faq/other-topics · lhv.ee/en/customer-data · lhv.ee/et/kkk/muud-teemad
Countries it takes
Searched, none published · lhv.ee/en/price-list · lhv.ee/en/non-residents