AMINA Bank vs LHV: what each publishes
As of October 17, 2026, AMINA Bank takes these industries by its own published rules: Crypto, with conditions; Unlicensed financial services, with conditions. LHV: iGaming, with conditions; Forex and CFD, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
AMINA Bank
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- Developed Asia-Pacific
- Other
The regions its own documents name, read on October 9, 2026
LHV
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 9, 2026
Policy by industry
| Industry | AMINA Bank | LHV |
|---|---|---|
| Crypto | With conditions | Depends on the activity |
| iGaming | No published rule | With conditions |
| Unlicensed financial services | With conditions | No |
| Forex and CFD | No published rule | With conditions |
| Adult | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
AMINA Bank
No published rule
LHV
No published rule
Rules about countries
AMINA Bank
No published rule
LHV
Your company is registered in an offshore location or its ownership structure includes companies registered in offshore countries … LHV Pank does not open accounts for these companies.
Other offshore centres
Fees
AMINA Bank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| AMINA Startup | Free | Free | · Source |
| AMINA Corporate | Free | Waived if the business holds CHF 10M in assets, CHF 2.5M in loans or CHF 20M in trading volume; otherwise CHF 1,000 | · Source |
LHV
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Legal entity registered in Estonia | Free ('free of charge') | Free ('free of charge') | · Source |
| Legal entity registered in Estonia with non-resident owners | EUR 300 account opening application fee, not refunded if the bank declines | EUR 30 | · Source |
| Legal entity registered in an EU member state (except Cyprus, Luxembourg, Malta) or Norway | EUR 300 account opening application fee, not refunded if the bank declines | EUR 30 | · Source |
| Legal entity registered in another country | EUR 600 account opening application fee, not refunded if the bank declines | EUR 60 | · Source |
| Company with a high-risk field of activity | EUR 1,000 ('Account opening application fee') | EUR 100 ('Maintaining the account') | · Source |
Closing an account
AMINA Bank
Either of the Client or AMINA is entitled to terminate the business relationship with immediate effect and to terminate or call in any credit facility approved or drawn down unless expressly agreed otherwise.
LHV
Unless otherwise provided by law or the Agreement, the Party has the right to terminate the Agreement by giving at least two (2) months’ advance notice to the other Party.
Licence
| Licensee | AMINA Bank | LHV |
|---|---|---|
| Licensee | AMINA Bank AG · Swiss bank licensed by FINMA · ADGM branch regulated by the FSRA · AMINA (Austria) AG · MiCAR crypto-asset services | AS LHV Pank · credit institution licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority (licence 4.1-1/37) |
| Regulator | FINMA · | Finantsinspektsioon (Estonia) · |