Business accounts for AI and SaaS companies: what 39 providers publish
As of October 1, 2026
We read the published account-opening policies of 39 business-account providers. This is what each one says about AI and SaaS businesses, with the date it was read. Inside each group the providers are in alphabetical order: the order is not a ranking.
- With conditions4
- Publish nothing35
Not excluded is not accepted. A provider that does not exclude your industry may still decline your company because of where it is registered, where its owners live or which licence it holds. The free check applies those rules too.
Accept AI and SaaS businesses with conditions · 4
As of October 1, 2026, 3S Money Club Ltd (FCA) accepts AI and SaaS businesses with conditions, per its published policy.
Conditions: the Standard (€100 a month) and Enterprise (€300 a month) plans are for businesses incorporated in the UK, EU or UAE with up to 5 owners, eligibility subject to status; crypto-related inflows are not described, confirm in writing
As of October 1, 2026, Airwallex (UK) Ltd (FCA) accepts AI and SaaS businesses with conditions, per its published policy.
Conditions: AI, including generative AI, is a restricted activity: it needs Airwallex's approval, which is not guaranteed
As of September 24, 2026, Bankera (Bank of Lithuania) accepts AI and SaaS businesses with conditions, per its published policy.
Conditions: Business plan (free review) for companies in conventional industries within the EEA and the UK; a company based outside the EEA goes on Business+ (€450 review, €69/month)
As of October 1, 2026, UAB NexPay (Bank of Lithuania) accepts AI and SaaS businesses with conditions, per its published policy.
Conditions: pricing is no longer public (the pricing page now leads to a login page): ask for the fees in writing before applying
Publish nothing about AI and SaaS businesses · 35
AMINA Bank, Aspire, Bank Frick, BCB Group, Bilder (Bilderlings Pay), Brex, bunq Business, Clear Junction, ConnectPay, Currenxie, Ebury, Equals Money, iBanFirst, Mashreq NeoBiz, Mercury, Mistertango, Monzo Business, Narvi, Payoneer, Paysera, Payset, Relay, Revolut Business, Satchel, Starling Bank, Statrys, Sygnum Bank, Tide, Verifo, Wio Business, Wise Business, WorldFirst, Xapo Bank, ZA Bank, Zand Bank
Silence is not a yes. Ask these providers in writing before you pay an application or review fee.
Before you pay a fee, ask in writing
Before I apply: do you open business accounts for AI and SaaS companies registered in [country], with owners resident in [countries]? Please confirm in writing.