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Meow

Meow: industries it takes by its own published rules: Crypto, with conditions. Last verified October 17, 2026.

Licensee
Meow Technologies, Inc. · accounts provided by Cross River Bank (FDIC cert 58410) or Grasshopper Bank, N.A. (FDIC cert 59113), Members FDIC
Regulator
FDIC (Cross River Bank, Grasshopper Bank) ·

Where it takes companies from

The regions its own documents name, read on October 9, 2026

Products it publishes

International payments and FXSays it offers this

International payouts — send to 180+ countries in 50+ currencies

Meow · International payments and FX · Offers it · · Source

For payments made in non-USD currencies, the default limit is $100,000

Meow · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Global Cards are commercial prepaid debit cards issued by Lead Bank, Member FDIC.

Meow · Company cards · Offers it · · Source

Meow issues unlimited Visa corporate cards — both virtual and physical — with no annual fee, no credit check

Meow · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

Accept credit card payments — customers can pay online with any major credit card

Meow · Accepting card payments · Offers it · · SourceConditions: card payment of Meow invoices only

Accept payments by card or bank transfer

Meow · Accepting card payments · Offers it · · Source

Every provider that says it offers this

Bulk payoutsSays it offers this

Meow's bulk payment feature lets you send ACH or wire payments to multiple recipients at once using a CSV file

Meow · Bulk payouts · Offers it · · Source

Automate payments — trigger ACH and wire transfers programmatically

Meow · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Virtual accounts for your customersSays it offers this

Real and virtual account numbers — choose whether to display a real or virtual account number on invoices for added flexibility

Meow · Virtual accounts for your customers · Offers it · · Source

Every provider that says it offers this

Crypto on- and off-rampSays it offers this

To move funds between them you convert: USD → USDC (on-ramp) or USDC → USD (off-ramp), which you can do directly from the USDC tab.

Meow · Crypto on- and off-ramp · Offers it · · SourceConditions: stablecoins only (USDC, USDT, PYUSD, USDG), once enabled

You cannot buy or sell Bitcoin, ETH, or other speculative assets through Meow.

Meow · Crypto on- and off-ramp · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds USDa balance; account details of its own on the local payment system

The Business Checking tab shows your USD balance

Meow · USD · · SourceThis quote speaks to: a balance

Intermediary bank SWIFT/BIC ... Your routing number ... Your account number

Meow · USD · · SourceThis quote speaks to: account details

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Policy by industry

Meow: published policy by industry
IndustryStatusChecked
CryptoWith conditions

No published rule (read in full on October 9, 2026): iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to Meow

Fees

Meow: published fees
PlanAccount openingMonthlyChecked
Business CheckingNot statedNo monthly fee ('No monthly fees, no wire fees, no ACH fees, no transaction fees, and no minimum balance fees.') · Source

Fees of every provider

Closing an account

In addition, MTI may, at its sole discretion, terminate these Terms or your account on the Service, or suspend or terminate your access to or use of the Service, including to send or receive international wire transfers, at any time for any reason or no reason, with or without notice, and without any liability to you arising from such termination.

Notice before closing · · Source

This arbitration agreement, and any arbitration between us, is subject to the Federal Arbitration Act and will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (collectively, “AAA Rules”) as modified by these Terms.

Complaints and where to go next · · Source

Account closed or frozen? What Meow’s terms say

Rules about countries

neither you nor your owners, control persons, or users are sanctioned by OFAC, or located, organized, or resident in a sanctioned region or a jurisdiction on our Prohibited Countries list;

Meow · Refuses companies or owners from · · Source
All countries named (35)

Afghanistan, Belarus, Burundi, Cameroon, Central African Republic, Croatia, Cuba, DR Congo, Eritrea, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, Mali, Mozambique, Myanmar, Nigeria, North Korea, Panama, Philippines, Russia, Somalia, South Sudan, Sudan, Syria, Taiwan, Tanzania, Ukraine, Venezuela, Vietnam, Yemen

What we read

Acceptable use and prohibited activities
Read · meow.com/legal/terms-of-service