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Aspire

Aspire: industries it takes by its own published rules: Marketplace, with conditions. Depends on the activity: Crypto. Last verified October 17, 2026.

Licensee
Aspire FT Pte. Ltd. · temporary exemption from holding a licence under the Payment Services Act while its licence application is reviewed (MAS list) · AFT EU B.V. · EMI (DNB, R197650, since 17/09/2025) · AFT HK Ltd · MSO (Hong Kong Customs & Excise, licence 24-02-03202)
Regulator
MAS (PS Act exemption) / DNB / HK Customs & Excise ·

Where it takes companies from

Its own list of countries, quoted below with its source and date

Products it publishes

International payments and FXSays it offers this

Send and receive funds in 30+ currencies with low, transparent fees

Aspire · International payments and FX · Offers it · · Source

Make same-day transfers to 15+ major currencies on the go, with competitive FX pricing that beats top providers in the market today.

Aspire · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Issue unlimited virtual corporate cards in seconds with smart controls and seamless Apple Pay or Google Wallet integrations

Aspire · Company cards · Offers it · · Source

Virtual and physical cards for your team

Aspire · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

Receive payments via credit and debit cards for international transactions, plus local options like PayNow, bank transfers, Apple Pay, Google Pay and more.

Aspire · Accepting card payments · Offers it · · SourceConditions: card payment of Aspire invoices only

Every provider that says it offers this

Bulk payoutsSays it offers this

Same-day local payouts across 38 rails, SWIFT coverage to 100+ countries

Aspire · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds EURa balance; account details of its own on the local payment system

Multi-currency accounts in SGD, USD, EUR, GBP, MYR, PHP, IDR and VND

Aspire · EUR · · SourceThis quote speaks to: a balance

Collect revenue from clients faster with local collection accounts in SGD, USD, EUR, and GBP

Aspire · EUR · · SourceThis quote speaks to: account details
Holds GBPa balance; account details of its own on the local payment system

Multi-currency accounts in SGD, USD, EUR, GBP, MYR, PHP, IDR and VND

Aspire · GBP · · SourceThis quote speaks to: a balance

Collect revenue from clients faster with local collection accounts in SGD, USD, EUR, and GBP

Aspire · GBP · · SourceThis quote speaks to: account details
Holds USDa balance; account details of its own on the local payment system

Multi-currency accounts in SGD, USD, EUR, GBP, MYR, PHP, IDR and VND

Aspire · USD · · SourceThis quote speaks to: a balance

Collect revenue from clients faster with local collection accounts in SGD, USD, EUR, and GBP

Aspire · USD · · SourceThis quote speaks to: account details
Holds CHFa balance; account details of its own for SWIFT payments

Hold balances in 13 currencies, collect locally in 6 of them ... SWIFT ... CHF Swiss Franc

Aspire · CHF · · SourceThis quote speaks to: a balance; account details
Holds CADa balance; account details of its own for SWIFT payments

Hold balances in 13 currencies, collect locally in 6 of them ... SWIFT ... CAD Canadian Dollar

Aspire · CAD · · SourceThis quote speaks to: a balance; account details
Holds SGDa balance; account details of its own on the local payment system

Multi-currency accounts in SGD, USD, EUR, GBP, MYR, PHP, IDR and VND

Aspire · SGD · · SourceThis quote speaks to: a balance

Collect revenue from clients faster with local collection accounts in SGD, USD, EUR, and GBP

Aspire · SGD · · SourceThis quote speaks to: account details
Holds HKDa balance; account details of its own on the local payment system

Hold balances in 13 currencies, collect locally in 6 of them ... SWIFT ... HKD Hong Kong Dollar

Aspire · HKD · · SourceThis quote speaks to: a balance; account details
Holds AUDa balance; account details of its own for SWIFT payments

Hold balances in 13 currencies, collect locally in 6 of them ... SWIFT ... AUD Australian Dollar

Aspire · AUD · · SourceThis quote speaks to: a balance; account details

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Policy by industry

Aspire: published policy by industry
IndustryStatusChecked
MarketplaceWith conditions
CryptoDepends on the activity
iGamingNo
AdultNo
Unlicensed financial servicesNo

No published rule (read in full on October 9, 2026): AI and SaaS, Forex and CFD

Has this rule changed? Tell us

Alternatives to Aspire

Fees

Aspire: published fees
PlanAccount openingMonthlyChecked
Basic (Singapore)Free to open ('Opening an account is completely free')SGD 0 a month · Source
Premium (Singapore)Free to open ('Opening an account is completely free')SGD 15 a month · Source
Basic (US)Free to open ('Opening an account is completely free')USD 0 a month · Source
Basic (Australia)Free to open ('Opening an account is completely free')AUD 0 a month ('$0 per month') · Source
Custom plan packages (incorporated outside Singapore, the US and Australia)Not statedNo published price; custom plan packages by country ('If your business is incorporated outside Singapore, we offer custom plan packages tailored to your specific country requirements') · Source

Fees of every provider

Closing an account

Aspire shall have the right to restrict, freeze or suspend the Customer’s use of or access to the Aspire Account, the Platform and the Services, or terminate all or any part of these Terms and any of the Services with immediate effect without prior notice and without giving any reason if:

Notice before closing · · Source

Account closed or frozen? What Aspire’s terms say

Rules about countries

If your country of incorporation isn't listed above, Aspire is currently unable to support account openings for businesses registered there.

Aspire · Refuses companies registered in · · Source

United Kingdom, EU / EEA (western & northern, plus Spain, Italy, Portugal), EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta), Switzerland / Liechtenstein, United Arab Emirates, CIS / Central Asia / Caucasus, Latin America, Middle East & North Africa, Africa, Jersey, Guernsey, Isle of Man, Gibraltar, Other offshore centres

Businesses or companies incorporated in the countries listed below can open an account with Aspire: Australia Philippines China Singapore Hong Kong South Korea India Sri Lanka Indonesia Taiwan Malaysia Thailand Maldives United States of America Mongolia Vietnam

Aspire · Takes companies registered in · · Source

Australia, China, Hong Kong, India, Indonesia, Malaysia, Maldives, Mongolia, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, United States, Vietnam

You can access the Aspire app from most countries around the world. But right now, there are some places where you won't be able to open or log in to an Aspire account:

Aspire · Refuses owners who live in · · Source

Afghanistan, Belarus, Burundi, Cambodia, Central African Republic, Cuba, DR Congo, Eritrea, Guinea-Bissau, Iran, Iraq, Kazakhstan, Laos, Lebanon, Libya, Myanmar, North Korea, Palestinian Territories, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, Zimbabwe

What we read