Airwallex vs Aspire: what each publishes
As of October 17, 2026, Airwallex takes these industries by its own published rules: iGaming, with conditions; AI and SaaS, with conditions; Forex and CFD, with conditions; Marketplace, with conditions. Aspire: Marketplace, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Airwallex
- Australia
- Austria
- Belgium
- Brazil
- British Virgin Islands
- Bulgaria
- Canada
- Cayman Islands
- China
- Costa Rica
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Fiji
- Finland
- France
- French Guiana
- Germany
- Gibraltar
- Greece
- Guadeloupe
- Hong Kong
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Japan
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao
- Malaysia
- Malta
- Marshall Islands
- Martinique
- Mayotte
- Mexico
- Netherlands
- New Zealand
- Norway
- Philippines
- Poland
- Portugal
- Puerto Rico
- Réunion
- Romania
- Samoa
- Seychelles
- Singapore
- Slovakia
- Slovenia
- South Korea
- Spain
- St Martin
- Sweden
- Switzerland
- Taiwan
- Thailand
- U.S. Virgin Islands
- United Kingdom
- United States
- Vietnam
Its own list of countries, quoted below with its source and date
Aspire
- Australia
- China
- Hong Kong
- India
- Indonesia
- Malaysia
- Maldives
- Mongolia
- Philippines
- Singapore
- South Korea
- Sri Lanka
- Taiwan
- Thailand
- United States
- Vietnam
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Airwallex | Aspire |
|---|---|---|
| iGaming | With conditions | No |
| AI and SaaS | With conditions | No published rule |
| Forex and CFD | With conditions | No published rule |
| Marketplace | With conditions | With conditions |
| Crypto | Depends on the activity | Depends on the activity |
| Adult | No | No |
| Unlicensed financial services | No | No |
Where owners must live
Airwallex
No published rule
Aspire
No published rule
Rules about countries
Airwallex
At the current point in time, we're only able to process account applications for businesses registered in the following countries. If you don't see the country your business is registered in on our list, we unfortunately won't be able to onboard you right now.
All countries named (69)
Australia, Austria, Belgium, Brazil, British Virgin Islands, Bulgaria, Canada, Cayman Islands, China, Costa Rica, Croatia, Cyprus, Czechia, Denmark, Estonia, Fiji, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Macao, Malaysia, Malta, Marshall Islands, Martinique, Mayotte, Mexico, Netherlands, New Zealand, Norway, Philippines, Poland, Portugal, Puerto Rico, Réunion, Romania, Samoa, Seychelles, Singapore, Slovakia, Slovenia, South Korea, Spain, St Martin, Sweden, Switzerland, Taiwan, Thailand, U.S. Virgin Islands, United Kingdom, United States, Vietnam
Aspire
If your country of incorporation isn't listed above, Aspire is currently unable to support account openings for businesses registered there.
United Kingdom, EU / EEA (western & northern, plus Spain, Italy, Portugal), EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta), Switzerland / Liechtenstein, United Arab Emirates, CIS / Central Asia / Caucasus, Latin America, Middle East & North Africa, Africa, Jersey, Guernsey, Isle of Man, Gibraltar, Other offshore centres
Businesses or companies incorporated in the countries listed below can open an account with Aspire:
Australia
Philippines
China
Singapore
Hong Kong
South Korea
India
Sri Lanka
Indonesia
Taiwan
Malaysia
Thailand
Maldives
United States of America
Mongolia
Vietnam
Australia, China, Hong Kong, India, Indonesia, Malaysia, Maldives, Mongolia, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, United States, Vietnam
You can access the Aspire app from most countries around the world. But right now, there are some places where you won't be able to open or log in to an Aspire account:
Afghanistan, Belarus, Burundi, Cambodia, Central African Republic, Cuba, DR Congo, Eritrea, Guinea-Bissau, Iran, Iraq, Kazakhstan, Laos, Lebanon, Libya, Myanmar, North Korea, Palestinian Territories, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, Zimbabwe
Fees
Airwallex
All 12 fee lines, by plan and country
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Explore (UK) | Not stated | GBP 0 or GBP 19 a month, VAT exclusive; GBP 0 a month if you deposit at least GBP 10k a month or hold a minimum balance of GBP 10k ('Monthly prices are in GBP and VAT exclusive') | · Source |
| Grow (UK) | Not stated | GBP 49 a month, VAT exclusive ('Monthly prices are in GBP and VAT exclusive') | · Source |
| Explore (EEA) | Not stated | EUR 0 or EUR 19 a month, VAT exclusive; EUR 0 a month if you deposit at least EUR 10k a month or hold a minimum balance of EUR 10k ('Monthly prices are in EUR and VAT exclusive') | · Source |
| Grow (EEA) | Not stated | EUR 49 a month, VAT exclusive ('Monthly prices are in EUR and VAT exclusive') | · Source |
| Explore (US) | Not stated | USD 0 per user a month ('Monthly prices are in USD') | · Source |
| Grow (US) | Not stated | USD 12 per user a month plus a platform fee based on team size ('platform fee based on team size') | · Source |
| Explore (Singapore) | Not stated | None (the SGD fee schedule reads 'Explore Plan $0 / month') | · Source |
| Grow (Singapore) | Not stated | 79 Singapore dollars a month, GST exclusive (the fee schedule, under 'Standard Fee (SGD)', reads 'Grow Plan $79 / month'; 'These fees exclude GST') | · Source |
| Explore (Hong Kong) | Not stated | None (the HKD fee schedule reads 'Explore Plan $ 0 / month') | · Source |
| Grow (Hong Kong) | Not stated | HKD 499 a month ('Monthly prices are in HKD') | · Source |
| Explore (Australia) | Not stated | AUD 0 or AUD 29 a month, GST inclusive; AUD 0 if you deposit at least AUD 5k a month or hold at least AUD 10k ('$0 or $29 /month'; 'Monthly prices are in AUD and inclusive of GST') | · Source |
| Grow (Australia) | Not stated | AUD 99 a month, GST inclusive ('$99 /month'; 'Monthly prices are in AUD and inclusive of GST') | · Source |
Aspire
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Basic (Singapore) | Free to open ('Opening an account is completely free') | SGD 0 a month | · Source |
| Premium (Singapore) | Free to open ('Opening an account is completely free') | SGD 15 a month | · Source |
| Basic (US) | Free to open ('Opening an account is completely free') | USD 0 a month | · Source |
| Basic (Australia) | Free to open ('Opening an account is completely free') | AUD 0 a month ('$0 per month') | · Source |
| Custom plan packages (incorporated outside Singapore, the US and Australia) | Not stated | No published price; custom plan packages by country ('If your business is incorporated outside Singapore, we offer custom plan packages tailored to your specific country requirements') | · Source |
Closing an account
Airwallex
17.2 Airwallex's rights to terminate or suspend the Services for additional cause. Airwallex may, acting reasonably, without notice, immediately suspend access to the Services or terminate all or any part of the Terms or any of the Services if:
Aspire
Aspire shall have the right to restrict, freeze or suspend the Customer’s use of or access to the Aspire Account, the Platform and the Services, or terminate all or any part of these Terms and any of the Services with immediate effect without prior notice and without giving any reason if:
Licence
| Licensee | Airwallex | Aspire |
|---|---|---|
| Licensee | Airwallex (UK) Ltd · EMI authorised by the FCA (FRN 900876) · Airwallex (Netherlands) B.V. | Aspire FT Pte. Ltd. · temporary exemption from holding a licence under the Payment Services Act while its licence application is reviewed (MAS list) · AFT EU B.V. · EMI (DNB, R197650, since 17/09/2025) · AFT HK Ltd · MSO (Hong Kong Customs & Excise, licence 24-02-03202) |
| Regulator | FCA · | MAS (PS Act exemption) / DNB / HK Customs & Excise · |