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U.S. Bank

U.S. Bank: takes companies registered in: United States. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
U.S. Bank National Association · national bank chartered by the OCC, Member FDIC (FDIC cert 6548)
Regulator
FDIC / OCC ·

Where it takes companies from

The regions its own documents name, read on October 9, 2026

Products it publishes

International payments and FXSays it offers this

Domestic and international wire transfers

U.S. Bank · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Every U.S. Bank business checking account includes a U.S. Bank Visa® Debit Card.

U.S. Bank · Company cards · Offers it · · SourceConditions: U.S. Bank cards are for United States residents only

Show appreciation and foster loyalty with your employees and customers with a smart, simple prepaid card.

U.S. Bank · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

Whether you’re a small business or a growing enterprise, our versatile payment and point-of-sale (POS) solutions let your customers pay in person, wherever you do business.

U.S. Bank · Accepting card payments · Offers it · · Source

Whether you need a simple hosted payment page or a robust ecommerce platform, our customizable solutions make it easy for your business to accept all types of online payments.

U.S. Bank · Accepting card payments · Offers it · · Source

Every provider that says it offers this

Bulk payoutsSays it offers this

Reduce costs and simplify payroll disbursements, recurring incentive payments, travel and per diem expenses and much more.

U.S. Bank · Bulk payouts · Offers it · · Source

SinglePoint® Essentials is an all-encompassing payment platform with advanced features for businesses with high frequency and large volumes of money movement.

U.S. Bank · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds USDa balance; account details of its own on the local payment system

Open an account today with a minimum deposit of $25, then add more money as you grow.

U.S. Bank · USD · · SourceThis quote speaks to: a balance

How do I find my business or personal account and routing numbers?

U.S. Bank · USD · · SourceThis quote speaks to: account details

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Policy by industry

No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to U.S. Bank

Fees

U.S. Bank: published fees
PlanAccount openingMonthlyChecked
Business EssentialsNot statedUSD 0 monthly maintenance fee · Source
Gold Business Checking PackageNot statedUSD 20, waivable (for example with a USD 10,000 average collected checking balance) · Source
Platinum Business Checking PackageNot statedUSD 30, waivable (for example with a USD 25,000 average collected checking balance) · Source
Premium Business Checking PackageNot statedUSD 34, an earnings credit can offset it · Source

Fees of every provider

Closing an account

If we close your account, we will send you notice within ten days after closing and/or indicate the closure on your next account statement.

Notice before closing · · Source

If you have a concern about a U.S. Bank product or service, we are here to help.

Complaints and where to go next · · Source

Account closed or frozen? What U.S. Bank’s terms say

What we read

Help pages on particular industries
Searched, none published · usbank.com/business-banking/industry-ex…
Countries it refuses
Searched, none published · usbank.com/caas/digital-services-agreem…
Terms on closing accounts
Read · usbank.com/content/dam/usbank/en/docume…
Licence register
Read · api.fdic.gov/banks/institutions