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Metro Bank

Metro Bank: takes companies registered in: United Kingdom. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
Metro Bank PLC · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 488982)
Regulator
FCA / PRA ·

Where it takes companies from

The regions its own documents name, read on October 9, 2026

Products it publishes

International payments and FXSays it offers this

You can send money across the globe and receive international payments into your account in Pound Sterling or in a foreign currency.

Metro Bank · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Each director with account access will be given their own debit card for the account.

Metro Bank · Company cards · Offers it · · Source

Effectively manage your business’s spending with our contactless Business Credit Card

Metro Bank · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

Elavon are Metro Bank's preferred partner for card payment solutions.

Metro Bank · Accepting card payments · Offers it · · SourceConditions: through its partner Elavon Merchant Services, not Metro Bank itself

Every provider that says it offers this

Client money accountSays it offers this

Earn interest on the money you’re holding for your clients with our Client Premium Deposit Account

Metro Bank · Client money account · Offers it · · SourceConditions: a client deposit account for solicitors, accountants and other regulated businesses

Every provider that says it offers this

Does not say it offers: Bulk payouts, Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds GBPa balance; account details of its own on the local payment system

If you send a payment in a different currency to the funds held in your account, for example a USD payment from your GBP account

Metro Bank · GBP · · SourceThis quote speaks to: a balance

If someone is sending you money from outside the UK, they will need the following information: ... SWIFT Code/BIC ... IBAN or account number (this can be found on your bank statement)

Metro Bank · GBP · · SourceThis quote speaks to: account details
Holds CADa balance

All fees and charges are in the same currency as the Foreign Currency Account ... CAD Canadian Dollar

Metro Bank · CAD · · SourceThis quote speaks to: a balance
Holds SGDa balance

All fees and charges are in the same currency as the Foreign Currency Account ... SGD Singapore Dollar

Metro Bank · SGD · · SourceThis quote speaks to: a balance
Holds HKDa balance

All fees and charges are in the same currency as the Foreign Currency Account ... HKD Hong Kong Dollar

Metro Bank · HKD · · SourceThis quote speaks to: a balance
Holds AUDa balance

All fees and charges are in the same currency as the Foreign Currency Account ... AUD Australian Dollar

Metro Bank · AUD · · SourceThis quote speaks to: a balance

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Where owners must live

If you are a sole trader/sole signatory you need to be a UK resident to open this account. If there is more than one signatory, director or beneficial owner associated with the account, at least half of them must be UK residents.

Owners and directors · · Source

Policy by industry

No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to Metro Bank

Fees

Metro Bank: published fees
PlanAccount openingMonthlyChecked
Business Bank AccountNot statedGBP 8 in a month the balance falls below GBP 6,000 on any day (UK transactions GBP 0.30 each); no monthly fee in a month the balance stays at GBP 6,000 or more (30 free UK transactions, then GBP 0.30 each). New customers: 12 months fee-free (offer terms apply). · Source

Fees of every provider

Closing an account

If we can, we will tell you before we suspend the service or close the account (giving you two months’ notice).

Notice before closing · · Source

If we haven’t been able to resolve your complaint within 35 calendar days of receiving it, or if you’re unhappy with our final response, you may, subject to fulfilling eligibility criteria, be able to refer your complaint to the Financial Ombudsman Service, which provides a free, independent complaint resolution service.

Complaints and where to go next · · Source

Account closed or frozen? What Metro Bank’s terms say

What we read

Countries it refuses
Searched, none published · metrobankonline.co.uk/globalassets/lega…
Terms on closing accounts
Read · metrobankonline.co.uk/globalassets/lega…
Licence register
Read · register.fca.org.uk/s/firm