iCard for Business
iCard for Business: we hold its published rules on 4 of 7 industries. Last verified October 17, 2026.
- iCard AD (formerly Intercard Finance AD) · electronic money institution licensed by the Bulgarian National Bank (BNB decision No 74 of 21 July 2011; UIC 175325806)
- Bulgarian National Bank ·
Where it takes companies from
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
Its own list of countries, quoted below with its source and date
Products it publishes
International payments and FXSays it offers this
Make international payments to your partners and suppliers online or on the go through your mobile phone!
With iCard for Business, you can send bank transfers in EUR, GBP, CHF, RON, CZK, PLN, and BGN within and outside the EEA.
Company cardsSays it offers this
We offer two types of business cards issued with the Mastercard brand: ... Business debit cards for your company’s expenses ... Prepaid reloadable expense cards for your employees
Free iCard for Business debit card
Accepting card paymentsSays it offers this
A payment request is an online payment feature that allows you to create a dedicated payment link and receive card payments from your customers remotely.
This functionality allows you to receive card payments in BGN or EUR from clients worldwide without needing an online store or a physical POS terminal.
Bulk payoutsSays it offers this
Pay multiple recipients with one single click! Perfect for affiliate payouts, ongoing subscription services and purchases from multiple suppliers.
Does not say it offers: Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow
As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.
Currencies it holds
Holds EURa balance; account details of its own on the local payment system
You can add accounts to your iCard for Business in the following currencies: EUR, GBP, CHF, RON and USD*.
You will see a list of all your active accounts where you can find your IBANs.
Holds GBPa balance; account details of its own in this currency
Holds CHFa balance; account details of its own in this currency
Does not say it holds: CAD, SGD, HKD, AUD
Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.
Policy by industry
| Industry | Status | Checked |
|---|---|---|
| Crypto | No | |
| Unlicensed financial services | No | |
| Forex and CFD | No | |
| Marketplace | No |
No published rule (read in full on October 16, 2026): iGaming, Adult, AI and SaaS
Has this rule changed? Tell us
Alternatives to iCard for Business
Fees
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| E-money Business Payments Account | Free ('Open account Free of charge') | EUR 2.99 ('Monthly service fee 2.99 EUR') | · Source |
Closing an account
12.5 Unless a shorter period is provided in this Agreement, as permitted by law, we may, at any time, terminate the Agreement by giving you two (2) months' notice.
In case we do not respond within the periods stated above, or you are still dissatisfied with the result of our investigation, you have the right to direct your complaint to the following alternative dispute resolution body: … Conciliation Commission for Payment Disputes is authorized to offer out-of-court solution, which have to be accepted by both parties.
Account closed or frozen? What iCard for Business’s terms say
Rules about countries
iCard for Business is currently available for companies and sole traders registered within these countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland.
All countries named (31)
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland
What we read
- Acceptable use and prohibited activities
- Read · cdn.icard.com/icard.com/pdf/user-inform… · icard.com/en/legals/user-agreement-for-…
- Help pages on particular industries
- Read · icard.com/en/help/business-faq/setting-… · icard.com/en/help/business-faq/setting-… · icard.com/en/help/business-faq/setting-…
- Countries it takes
- Read · icard.com/en/help/business-faq/setting-… · icard.com/en/full-tariff-business-clien… · icard.com/en/legals/user-agreement-for-…
- Countries it refuses
- Searched, none published · cdn.icard.com/icard.com/pdf/help/en/all… · icard.com/en/help/business-faq/sending-…
- Rules on owners and directors
- Searched, none published · icard.com/en/help/business-faq/setting-… · icard.com/en/help/business-faq/setting-… · icard.com/en/legals/user-agreement-for-…
- Prices
- Read · icard.com/en/full-tariff-business-clien… · icard.com/en/business-pricing · icard.com/en/help/business-faq/setting-…
- Terms on closing accounts
- Read · icard.com/en/legals/user-agreement-for-…
- Complaints
- Read · icard.com/en/legals/user-agreement-for-…