amnis vs iCard for Business: what each publishes
As of October 17, 2026, amnis takes these industries by its own published rules: AI and SaaS; Crypto, with conditions; iGaming, with conditions; Marketplace, with conditions. We hold no such rule from iCard for Business.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
amnis
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
The regions its own documents name, read on October 16, 2026
iCard for Business
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | amnis | iCard for Business |
|---|---|---|
| AI and SaaS | Yes | No published rule |
| Crypto | With conditions | No |
| iGaming | With conditions | No published rule |
| Marketplace | With conditions | No |
| Adult | No | No published rule |
| Unlicensed financial services | No | No |
| Forex and CFD | No published rule | No |
Where owners must live
amnis
For a company to be eligible to register with amnis, at least one board member must have a private residential address in the country of incorporation. … If all board members and ultimate beneficial owners (UBOs) reside outside the country of incorporation, registration with amnis cannot be completed.
iCard for Business
No published rule
Rules about countries
amnis
No published rule
iCard for Business
iCard for Business is currently available for companies and sole traders registered within these countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland.
All countries named (31)
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland
Fees
amnis
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Launch | Not published for EEA companies | EUR 0 or 19 a month ('EUR 0 or 19'), or CHF 0 or 19 ('CHF 0 or 19'): waived at an average balance of 25,000 ('Your monthly fee is waived at an average monthly balance of 25,000 in your fee currency (CHF or EUR)'); 45-day free trial | · Source |
| Essential | Not published for EEA companies | EUR 59 or CHF 59 a month | · Source |
| Professional | Not published for EEA companies | EUR 199 or CHF 199 a month | · Source |
| Enterprise | Not published | No published price ('Custom') | · Source |
| Onboarding review for a company incorporated outside the EEA | CHF/EUR 1,000, paid before the review and not refunded if the account is refused ('an onboarding fee of CHF/EUR 1,000 (one thousand) applies') | As the plan chosen | · Source |
iCard for Business
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| E-money Business Payments Account | Free ('Open account Free of charge') | EUR 2.99 ('Monthly service fee 2.99 EUR') | · Source |
Closing an account
amnis
Both the client and amnis have the right to terminate all or certain indefinite agreements by which they are bound, at any time and without cause, by sending an e-mail with acknowledgement of receipt.
iCard for Business
12.5 Unless a shorter period is provided in this Agreement, as permitted by law, we may, at any time, terminate the Agreement by giving you two (2) months' notice.
Account closed or frozen? What iCard for Business’s terms say
Licence
| Licensee | amnis | iCard for Business |
|---|---|---|
| Licensee | AMNIS Europe AG · payment institution licensed by the FMA Liechtenstein (FMA register 300793) · with AMNIS Treasury Services AG, Zurich | iCard AD (formerly Intercard Finance AD) · electronic money institution licensed by the Bulgarian National Bank (BNB decision No 74 of 21 July 2011; UIC 175325806) |
| Regulator | FMA Liechtenstein · | Bulgarian National Bank · |