iCard for Business vs Vivid Business: what each publishes
As of October 17, 2026, Vivid Business takes these industries by its own published rules: AI and SaaS; Crypto, with conditions; iGaming, with conditions; Adult, with conditions; Unlicensed financial services, with conditions; Forex and CFD, with conditions; Marketplace, with conditions. We hold no such rule from iCard for Business.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
iCard for Business
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
Its own list of countries, quoted below with its source and date
Vivid Business
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Finland
- France
- Germany
- Greece
- Iceland
- Ireland
- Italy
- Liechtenstein
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | iCard for Business | Vivid Business |
|---|---|---|
| AI and SaaS | No published rule | Yes |
| Crypto | No | With conditions |
| iGaming | No published rule | With conditions |
| Adult | No published rule | With conditions |
| Unlicensed financial services | No | With conditions |
| Forex and CFD | No | With conditions |
| Marketplace | No | With conditions |
Where owners must live
iCard for Business
No published rule
Vivid Business
All directors must have a residence in an EEA country or Switzerland.
Rules about countries
iCard for Business
iCard for Business is currently available for companies and sole traders registered within these countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland.
All countries named (31)
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland
Vivid Business
Any company’s legal entity must be registered within Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Malta, the Netherlands, Norway, Poland, Romania, Slovakia, Slovenia, Spain, Sweden or Switzerland.
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland
Fees
iCard for Business
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| E-money Business Payments Account | Free ('Open account Free of charge') | EUR 2.99 ('Monthly service fee 2.99 EUR') | · Source |
Vivid Business
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Free Start | Not stated | EUR 0 | · Source |
| Basic | Not stated | EUR 8.9 a month billed monthly; EUR 6.9 a month billed annually | · Source |
| Pro | Not stated | EUR 24.9 a month billed monthly; EUR 18.9 a month billed annually | · Source |
| Enterprise | Not stated | EUR 96 a month billed monthly; EUR 79 a month billed annually | · Source |
| Enterprise+ | Not stated | EUR 319 a month billed monthly; EUR 249 a month billed annually | · Source |
Closing an account
iCard for Business
12.5 Unless a shorter period is provided in this Agreement, as permitted by law, we may, at any time, terminate the Agreement by giving you two (2) months' notice.
Account closed or frozen? What iCard for Business’s terms say
Vivid Business
Vivid, in its sole discretion, may terminate these General T&Cs at any time, by giving you a prior notice as follows - if you are a Retail Customer, a two months prior notice; if you are a Business Customer (excluding for the avoidance of doubt, micro enterprises in countries where they fall under the definition of Retail Customers), at least ten calendar days prior notice.
Licence
| Licensee | iCard for Business | Vivid Business |
|---|---|---|
| Licensee | iCard AD (formerly Intercard Finance AD) · electronic money institution licensed by the Bulgarian National Bank (BNB decision No 74 of 21 July 2011; UIC 175325806) | Vivid Money S.A. · electronic money institution authorised by the CSSF, Luxembourg (W00000015) · Dutch branch on the DNB register (R199916) |
| Regulator | Bulgarian National Bank · | CSSF / DNB (Dutch branch) · |