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Olky vs Vivid Business: what each publishes

As of October 17, 2026, Olky takes these industries by its own published rules: AI and SaaS, with conditions. Vivid Business: AI and SaaS; Crypto, with conditions; iGaming, with conditions; Adult, with conditions; Unlicensed financial services, with conditions; Forex and CFD, with conditions; Marketplace, with conditions.

OlkyCommission de Surveillance du Secteur Financier (Luxembourg)Vivid BusinessCSSF / DNB (Dutch branch)

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

Olky

Its own list of countries, quoted below with its source and date

Vivid Business

Its own list of countries, quoted below with its source and date

Policy by industry

Olky and Vivid Business: published policy by industry
IndustryOlkyVivid Business
AI and SaaSWith conditionsYes
CryptoDepends on the activityWith conditions
iGamingNo published ruleWith conditions
AdultNo published ruleWith conditions
Unlicensed financial servicesNo published ruleWith conditions
Forex and CFDNo published ruleWith conditions
MarketplaceNo published ruleWith conditions

Where owners must live

Olky

No published rule

Vivid Business

All directors must have a residence in an EEA country or Switzerland.

Owners and directors · · Source

Rules about countries

Olky

Yes, the Olky Pro Account is open to all companies and associations regardless of their form and size, from micro-enterprises to multinationals, wherever they are located in the European Union.

Olky · Takes companies registered in · · Source
All countries named (34)

Åland Islands, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, French Guiana, Germany, Greece, Guadeloupe, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Poland, Portugal, Réunion, Romania, Slovakia, Slovenia, Spain, St Martin, Sweden

Vivid Business

Any company’s legal entity must be registered within Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Malta, the Netherlands, Norway, Poland, Romania, Slovakia, Slovenia, Spain, Sweden or Switzerland.

Vivid Business · Takes companies registered in · · Source

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland

Fees

Olky

Olky: published fees
PlanAccount openingMonthlyChecked
Olky Pro account, French IBAN (FR)Free ('The opening of an FR account is free of charge'); first deposit of at least EUR 100EUR 19.90 ('The monthly subscription to the Olky Pro account is') · Source
Olky Pro account, Luxembourg IBAN (LU)EUR 500 ('Opening a LU account costs €500,00'); first deposit of at least EUR 700EUR 19.90 ('The monthly subscription to the Olky Pro account is') · Source

Vivid Business

Vivid Business: published fees
PlanAccount openingMonthlyChecked
Free StartNot statedEUR 0 · Source
BasicNot statedEUR 8.9 a month billed monthly; EUR 6.9 a month billed annually · Source
ProNot statedEUR 24.9 a month billed monthly; EUR 18.9 a month billed annually · Source
EnterpriseNot statedEUR 96 a month billed monthly; EUR 79 a month billed annually · Source
Enterprise+Not statedEUR 319 a month billed monthly; EUR 249 a month billed annually · Source

Closing an account

Olky

17.1.1 OlkyPay se réserve, en toutes hypothèses, le droit de résilier la présente convention liant les Parties moyennant un préavis de DEUX (2) mois.

Notice before closing · · Source

Account closed or frozen? What Olky’s terms say

Vivid Business

Vivid, in its sole discretion, may terminate these General T&Cs at any time, by giving you a prior notice as follows - if you are a Retail Customer, a two months prior notice; if you are a Business Customer (excluding for the avoidance of doubt, micro enterprises in countries where they fall under the definition of Retail Customers), at least ten calendar days prior notice.

Notice before closing · · Source

Account closed or frozen? What Vivid Business’s terms say

Licence

LicenseeOlkyVivid Business
LicenseeOlky Payment Service Provider S.A. (OlkyPay) · payment institution authorised in Luxembourg and supervised by the CSSF (register Z00000006; Ministry of Finance authorisation 47/13) · French branch (Levallois-Perret) supervised by the ACPRVivid Money S.A. · electronic money institution authorised by the CSSF, Luxembourg (W00000015) · Dutch branch on the DNB register (R199916)
RegulatorCommission de Surveillance du Secteur Financier (Luxembourg) · CSSF / DNB (Dutch branch) ·