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Bank of America

Bank of America: takes companies registered in: United States. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
Bank of America, National Association · national bank, Member FDIC (FDIC cert 3510)
Regulator
FDIC ·

Where it takes companies from

Its own list of countries, quoted below with its source and date

Products it publishes

International payments and FXSays it offers this

Send domestic and international wire transfers in 140+ currencies to over 200 countries.

Bank of America · International payments and FX · Offers it · · Source

For each outgoing wire transfer sent in foreign currency. Please be advised, exchange rate markups will apply.

Bank of America · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Business debit card with $0 Liability Guarantee

Bank of America · Company cards · Offers it · · Source

Find the best business credit card for you. Get rewarded on business purchases with cardholder benefits.

Bank of America · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

We also offer an E-commerce Solution to support your online store, and a Mobile Point of Sale Solution for simple, on-the-go payment processing using your mobile phone.

Bank of America · Accepting card payments · Offers it · · SourceConditions: a Bank of America business checking account is required

Every provider that says it offers this

Does not say it offers: Bulk payouts, Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds USDa balance; account details of its own on the local payment system

If received in a foreign currency, it will be converted into U.S. Dollars using the applicable exchange rate determined solely by us.

Bank of America · USD · · SourceThis quote speaks to: a balance

Bank of America’s wires routing number: 026009593 ... Receive in U.S. Dollars: SWIFT Code BOFAUS3N

Bank of America · USD · · SourceThis quote speaks to: account details

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Where owners must live

One of the business owners or controlling managers must be a U.S. citizen or resident.

Owners and directors · · Source

Policy by industry

No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to Bank of America

Fees

Bank of America: published fees
PlanAccount openingMonthlyChecked
Business Advantage Fundamentals BankingNot stated; opening deposit USD 100 or more ('Opening Deposit $100 or more')USD 16 ('$16.00 each month.'), not charged until the thirteenth statement cycle closes; waived with a combined average monthly balance of USD 5,000 or more in eligible linked business deposit accounts, USD 500 or more in qualifying new net purchases with the linked business debit card, or Preferred Rewards for Business membership · Source
Business Advantage Relationship BankingNot stated; opening deposit USD 100 or more ('Opening Deposit $100 or more')USD 29.95 ('$29.95 each month.'), not charged until the third statement cycle closes; waived with a combined average monthly balance of USD 15,000 or more in eligible linked business deposit accounts or Preferred Rewards for Business membership · Source

Fees of every provider

Closing an account

You or we may close your checking or savings account at any time without advance notice, except that we may require you to give us seven days advance notice when you intend to close your savings or interest-bearing checking account by withdrawing your funds.

Notice before closing · · Source

You and we agree that all disputes relating to a business account will be resolved by binding arbitration as described in this section.

Complaints and where to go next · · Source

Account closed or frozen? What Bank of America’s terms say

Rules about countries

Must be U.S. based. Foreign business customers are unable to apply at this time.

Bank of America · Takes companies registered in · · Source

United States

What we read

Acceptable use and prohibited activities
Searched, none published
Help pages on particular industries
Searched, none published
Countries it refuses
Searched, none published
Terms on closing accounts
Read · bankofamerica.com/salesservices/deposit…