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First Internet Bank

First Internet Bank: takes companies registered in: United States. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
First Internet Bank of Indiana · Indiana state-chartered bank, Member FDIC (FDIC cert 34607)
Regulator
FDIC ·

Where it takes companies from

The regions its own documents name, read on October 16, 2026

Products it publishes

International payments and FXSays it offers this

Outgoing Transfers – Domestic ... $20.00 ... Outgoing Transfers – Foreign ... $50.00

First Internet Bank · International payments and FX · Offers it · · SourceConditions: outgoing international wires; the page does not say in which currencies
Company cardsSays it offers this

ATM1, Debit, or Credit Card Replacement

First Internet Bank · Company cards · Offers it · · Source

Branded business and consumer credit and debit cards.

First Internet Bank · Company cards · Offers it · · Source
Bulk payoutsSays it offers this

Automated clearing house (ACH), same-day ACH, wires, check issuance and remote deposit capture as well as RTP and FedNow.

First Internet Bank · Bulk payouts · Offers it · · Source

ACH (Automated Clearing House) disbursements

First Internet Bank · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Accepting card payments, Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds USDaccount details of its own on the local payment system

Routing Number 074014187

First Internet Bank · USD · · SourceThis quote speaks to: account details

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Where owners must live

Yes, you must be a U.S. citizen or U.S. resident alien with a U.S. taxpayer identification number, U.S. residential or business address (P.O Box address is not permissible) and U.S. phone number to open an account with First Internet Bank.

Owners and directors · · Source

Policy by industry

No published rule (read in full on October 16, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to First Internet Bank

Fees

First Internet Bank: published fees
PlanAccount openingMonthlyChecked
Do More Business CheckingNot statedNone ('There are no monthly maintenance fees, no overdraft fees, and no per-transaction fees') · Source

Fees of every provider

Closing an account

We will attempt to provide you reasonable notice of the account hold or closure. However, in some cases it might be reasonable for us to give you notice after the hold or account closure becomes effective.

Notice before closing · · Source

Account closed or frozen? What First Internet Bank’s terms say

What we read

Acceptable use and prohibited activities
Read · firstib.com/resources/disclosures/depos…
Help pages on particular industries
Searched, none published · firstib.com/business/checking · firstib.com/resources/faqs · firstib.com/business/commercial-checking
Countries it refuses
Searched, none published · firstib.com/resources/disclosures/depos…