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Lloyds Bank

Lloyds Bank: takes companies registered in: United Kingdom. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
Lloyds Bank plc · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 119278)
Regulator
FCA / PRA ·

Where it takes companies from

The regions its own documents name, read on October 9, 2026

Products it publishes

International payments and FXSays it offers this

Make payments to more than 200 destinations in over 60 currencies.

Lloyds Bank · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Power up your business. Spend on the go, track payments and streamline your business expenses.

Lloyds Bank · Company cards · Offers it · · Source

Ideal if you're aiming for a way to spread costs over the longer-term with flexible repayment options.

Lloyds Bank · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

Accept card payments in person with our easy-to-use card readers.

Lloyds Bank · Accepting card payments · Offers it · · SourceConditions: through Cardnet and Lloyds Accept; a Lloyds or Bank of Scotland business account is required

Start taking payments on your phone with Tap to Pay on iPhone and Tap to Pay on Android.

Lloyds Bank · Accepting card payments · Offers it · · Source

Every provider that says it offers this

Client money accountSays it offers this

Accounts for holding funds on behalf of a third party. Suitable for solicitors, accountants and property management companies as an example.

Lloyds Bank · Client money account · Offers it · · SourceConditions: client accounts for professional practices: solicitors, accountants, insurance brokers and estate or managing agents

Every provider that says it offers this

Does not say it offers: Bulk payouts, Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds EURa balance

Choose from a wide range of foreign currencies including EUR & USD

Lloyds Bank · EUR · · SourceThis quote speaks to: a balance
Holds GBPa balance; account details of its own on the local payment system

Already hold a Sterling business account with us

Lloyds Bank · GBP · · SourceThis quote speaks to: a balance

You may need these to send and receive payments outside the UK, including in the EU and EEA, where they’re used instead of your account number and sort code.

Lloyds Bank · GBP · · SourceThis quote speaks to: account details
Holds USDa balance

Choose from a wide range of foreign currencies including EUR & USD

Lloyds Bank · USD · · SourceThis quote speaks to: a balance

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Where owners must live

To open a business bank account online, you must: be the owner or director of the business be at least 18 years old be a UK resident with a UK mobile phone number

Owners and directors · · Source

Policy by industry

No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to Lloyds Bank

Fees

Lloyds Bank: published fees
PlanAccount openingMonthlyChecked
Business AccountNot statedNone for the first 12 months (first Lloyds Business Account only), then GBP 10 a month; cash, cheque, BACS and CHAPS items are charged · Source

Fees of every provider

Closing an account

If we haven’t issued our response within eight weeks, or if you’re unhappy with our final decision, you may be able to ask the Financial Ombudsman Service (FOS) for an independent review.

Complaints and where to go next · · Source

Account closed or frozen? What Lloyds Bank’s terms say

What we read

Acceptable use and prohibited activities
Searched, none published · lloydsbank.com/business/business-accoun… · lloydsbank.com/assets/assets-business-b…
Countries it refuses
Read · lloydsbank.com/business/legal/financial…
Rules on owners and directors
Read · lloydsbank.com/business/business-accoun…