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Does xpate accept AI and SaaS businesses? (October 2026)

With conditions: as of October 16, 2026, xpate accepts AI and SaaS businesses with conditions, per its published policy.

With conditions

Licensee: xpate Ltd (FCA / Latvijas Banka)

What the policy says

SaaS Platforms … Support subscriptions, usage-based billing and one-off payments

xpate · AI / software · With conditions · · SourceConditions: not anti-virus, technical-support or remote-control software, bulk email tools, or privacy tools without regulatory clarity (UK prohibited list)

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