xpate: industries it takes by its own published rules: iGaming, with conditions; AI and SaaS, with conditions; Forex and CFD, with conditions; Marketplace, with conditions. Depends on the activity: Crypto. Last verified October 17, 2026.
Licensee
xpate Ltd · electronic money institution authorised by the FCA (FRN 901021) · xpate SIA · electronic money institution licensed by Latvijas Banka (licence No. 27-55/2023/7)
As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.
Currencies it holds
Does not say it holds: CAD, SGD, HKD, AUD
Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.
Where owners must live
Where it is a registered entity (in any form, e.g. Limited Company), the Customer will have and maintain at least 1 (one) director domiciled in the country of the Customer's incorporation and registered address
xpate · Crypto payments, custody, on/off-ramp · Not for unlicensed businesses · · SourceConditions: Only for companies registered in: Switzerland, United Kingdom, United Arab Emirates, United States, Singapore, Hong Kong, Japan, South Korea, Taiwan, Australia, New Zealand, Kazakhstan, Kyrgyzstan, Uzbekistan, Armenia, Georgia, Azerbaijan, Moldova, Ukraine, Russia, Belarus, Tajikistan, Turkmenistan, Brazil, Mexico, Argentina, Chile, Colombia, Peru, Uruguay, Paraguay, Ecuador, Costa Rica, Dominican Republic, Cuba, Haiti, Nicaragua, Venezuela, Türkiye, Israel, Saudi Arabia, Qatar, Egypt, Bahrain, Kuwait, Oman, Jordan, Morocco, Tunisia, Iraq, Lebanon, Libya, Syria, Yemen, Nigeria, Kenya, South Africa, Ghana, Rwanda, Mauritius, Ethiopia, Tanzania, Uganda, Senegal, Côte d’Ivoire, Burkina Faso, Burundi, Central African Republic, DR Congo, Congo-Brazzaville, Guinea-Bissau, Mali, Somalia, South Sudan, Sudan, Zimbabwe, Jersey, Guernsey, Isle of Man, Gibraltar, British Virgin Islands, Cayman Islands, Seychelles, Belize, Marshall Islands, Panama, St Vincent & the Grenadines, St Kitts & Nevis, Bahamas, Bermuda, Anguilla, Iran, North Korea, Myanmar, Andorra, Monaco, San Marino, Vatican City, Faroe Islands, Greenland, Mongolia, Nepal, Bhutan, Laos, Brunei, Maldives, Macao, Timor-Leste, Fiji, Papua New Guinea, Samoa, Tonga, Tuvalu, Kiribati, Nauru, Solomon Islands, Vanuatu, Micronesia, Palau, Cook Islands, Niue, Bolivia, Guatemala, Honduras, El Salvador, Jamaica, Barbados, Trinidad & Tobago, Grenada, St Lucia, Dominica, Antigua & Barbuda, Suriname, Guyana, Aruba, Curaçao, Sint Maarten, Caribbean Netherlands, Angola, Botswana, Cameroon, Djibouti, Algeria, Eritrea, Gabon, Gambia, Guinea, Equatorial Guinea, Comoros, Liberia, Lesotho, Madagascar, Mauritania, Malawi, Mozambique, Namibia, Niger, Sierra Leone, São Tomé & Príncipe, Eswatini, Chad, Togo, Zambia, Cape Verde, Benin, Palestinian Territories, Puerto Rico, Guam, U.S. Virgin Islands, American Samoa, Northern Mariana Islands, Montserrat, Turks & Caicos Islands, Falkland Islands, St Helena, Canada, India, China, Indonesia, Malaysia, Thailand, Vietnam, Philippines, Pakistan, Bangladesh, Sri Lanka, Serbia, Albania, Bosnia & Herzegovina, Montenegro, North Macedonia, Kosovo, Afghanistan, Cambodia
Prohibited Activities include: … 8. Unlicensed virtual asset service providers unless special exception (No digital ledger / trading, only payment gateway);
xpate · Crypto exchange / OTC · Not for unlicensed businesses · · SourceConditions: Only for companies registered in: Liechtenstein, Germany, France, Netherlands, Belgium, Austria, Ireland, Spain, Italy, Portugal, Finland, Sweden, Denmark, Luxembourg, Norway, Iceland, Lithuania, Latvia, Estonia, Poland, Czechia, Slovakia, Hungary, Romania, Bulgaria, Croatia, Slovenia, Cyprus, Malta, Greece, Réunion, Guadeloupe, Martinique, French Guiana, Mayotte, St Pierre & Miquelon, St Barthélemy, St Martin, New Caledonia, French Polynesia, Wallis & Futuna, Åland Islands, Svalbard & Jan Mayen
Prohibited Activities include: … 8. Unlicensed virtual asset service providers unless special exception (No digital ledger / trading, only payment gateway);
xpate · Crypto payments, custody, on/off-ramp · Not for unlicensed businesses · · SourceConditions: Only for companies registered in: Liechtenstein, Germany, France, Netherlands, Belgium, Austria, Ireland, Spain, Italy, Portugal, Finland, Sweden, Denmark, Luxembourg, Norway, Iceland, Lithuania, Latvia, Estonia, Poland, Czechia, Slovakia, Hungary, Romania, Bulgaria, Croatia, Slovenia, Cyprus, Malta, Greece, Réunion, Guadeloupe, Martinique, French Guiana, Mayotte, St Pierre & Miquelon, St Barthélemy, St Martin, New Caledonia, French Polynesia, Wallis & Futuna, Åland Islands, Svalbard & Jan Mayen
Prohibited Activities include: … 23. Unlicensed money service businesses (MSBs). … 34. Unlicensed crowdfunding or donation-based funding.
xpate · Financial services without a licence · Will not accept · · SourceConditions: Only for companies registered in: Switzerland, United Kingdom, United Arab Emirates, United States, Singapore, Hong Kong, Japan, South Korea, Taiwan, Australia, New Zealand, Kazakhstan, Kyrgyzstan, Uzbekistan, Armenia, Georgia, Azerbaijan, Moldova, Ukraine, Russia, Belarus, Tajikistan, Turkmenistan, Brazil, Mexico, Argentina, Chile, Colombia, Peru, Uruguay, Paraguay, Ecuador, Costa Rica, Dominican Republic, Cuba, Haiti, Nicaragua, Venezuela, Türkiye, Israel, Saudi Arabia, Qatar, Egypt, Bahrain, Kuwait, Oman, Jordan, Morocco, Tunisia, Iraq, Lebanon, Libya, Syria, Yemen, Nigeria, Kenya, South Africa, Ghana, Rwanda, Mauritius, Ethiopia, Tanzania, Uganda, Senegal, Côte d’Ivoire, Burkina Faso, Burundi, Central African Republic, DR Congo, Congo-Brazzaville, Guinea-Bissau, Mali, Somalia, South Sudan, Sudan, Zimbabwe, Jersey, Guernsey, Isle of Man, Gibraltar, British Virgin Islands, Cayman Islands, Seychelles, Belize, Marshall Islands, Panama, St Vincent & the Grenadines, St Kitts & Nevis, Bahamas, Bermuda, Anguilla, Iran, North Korea, Myanmar, Andorra, Monaco, San Marino, Vatican City, Faroe Islands, Greenland, Mongolia, Nepal, Bhutan, Laos, Brunei, Maldives, Macao, Timor-Leste, Fiji, Papua New Guinea, Samoa, Tonga, Tuvalu, Kiribati, Nauru, Solomon Islands, Vanuatu, Micronesia, Palau, Cook Islands, Niue, Bolivia, Guatemala, Honduras, El Salvador, Jamaica, Barbados, Trinidad & Tobago, Grenada, St Lucia, Dominica, Antigua & Barbuda, Suriname, Guyana, Aruba, Curaçao, Sint Maarten, Caribbean Netherlands, Angola, Botswana, Cameroon, Djibouti, Algeria, Eritrea, Gabon, Gambia, Guinea, Equatorial Guinea, Comoros, Liberia, Lesotho, Madagascar, Mauritania, Malawi, Mozambique, Namibia, Niger, Sierra Leone, São Tomé & Príncipe, Eswatini, Chad, Togo, Zambia, Cape Verde, Benin, Palestinian Territories, Puerto Rico, Guam, U.S. Virgin Islands, American Samoa, Northern Mariana Islands, Montserrat, Turks & Caicos Islands, Falkland Islands, St Helena, Canada, India, China, Indonesia, Malaysia, Thailand, Vietnam, Philippines, Pakistan, Bangladesh, Sri Lanka, Serbia, Albania, Bosnia & Herzegovina, Montenegro, North Macedonia, Kosovo, Afghanistan, Cambodia
xpate · Financial services without a licence · Will not accept · · SourceConditions: Only for companies registered in: Liechtenstein, Germany, France, Netherlands, Belgium, Austria, Ireland, Spain, Italy, Portugal, Finland, Sweden, Denmark, Luxembourg, Norway, Iceland, Lithuania, Latvia, Estonia, Poland, Czechia, Slovakia, Hungary, Romania, Bulgaria, Croatia, Slovenia, Cyprus, Malta, Greece, Réunion, Guadeloupe, Martinique, French Guiana, Mayotte, St Pierre & Miquelon, St Barthélemy, St Martin, New Caledonia, French Polynesia, Wallis & Futuna, Åland Islands, Svalbard & Jan Mayen
12.7. XPATE may end this Agreement and close the Customer’s XPATE Account. XPATE may end this Agreement and terminate the Customer’s XPATE Account or any Services by giving two months prior notice, where required.
