Does xpate accept crypto businesses? (October 2026)
Depends on the activity: as of October 16, 2026, xpate takes these crypto activities, per its published policy: Crypto exchange / OTC, with conditions; Crypto payments, custody, on/off-ramp, with conditions.
Depends on the activity
Licensee: xpate Ltd (FCA / Latvijas Banka)
What the policy says
xpate: crypto policy by activity
Activity
Status
Scope
Checked
xpate · Crypto exchange / OTC
With conditions
Licensed businesses
xpate · Crypto payments, custody, on/off-ramp
With conditions
Licensed businesses
Crypto Exchanges … Support fiat deposits, withdrawals and payments for digital asset businesses
xpate · Crypto exchange / OTC · With conditions · · SourceConditions: a crypto licence: both prohibited lists refuse unregulated crypto businesses
On/Off-Ramp Providers … Enable customers to enter and exit digital assets through fiat payment rails … Custody Providers … Power secure fiat account operations for custody providers
xpate · Crypto payments, custody, on/off-ramp · With conditions · · SourceConditions: a crypto licence: both prohibited lists refuse unregulated crypto businesses
xpate · Crypto payments, custody, on/off-ramp · Not for unlicensed businesses · · SourceConditions: Only for companies registered in: Switzerland, United Kingdom, United Arab Emirates, United States, Singapore, Hong Kong, Japan, South Korea, Taiwan, Australia, New Zealand, Kazakhstan, Kyrgyzstan, Uzbekistan, Armenia, Georgia, Azerbaijan, Moldova, Ukraine, Russia, Belarus, Tajikistan, Turkmenistan, Brazil, Mexico, Argentina, Chile, Colombia, Peru, Uruguay, Paraguay, Ecuador, Costa Rica, Dominican Republic, Cuba, Haiti, Nicaragua, Venezuela, Türkiye, Israel, Saudi Arabia, Qatar, Egypt, Bahrain, Kuwait, Oman, Jordan, Morocco, Tunisia, Iraq, Lebanon, Libya, Syria, Yemen, Nigeria, Kenya, South Africa, Ghana, Rwanda, Mauritius, Ethiopia, Tanzania, Uganda, Senegal, Côte d’Ivoire, Burkina Faso, Burundi, Central African Republic, DR Congo, Congo-Brazzaville, Guinea-Bissau, Mali, Somalia, South Sudan, Sudan, Zimbabwe, Jersey, Guernsey, Isle of Man, Gibraltar, British Virgin Islands, Cayman Islands, Seychelles, Belize, Marshall Islands, Panama, St Vincent & the Grenadines, St Kitts & Nevis, Bahamas, Bermuda, Anguilla, Iran, North Korea, Myanmar, Andorra, Monaco, San Marino, Vatican City, Faroe Islands, Greenland, Mongolia, Nepal, Bhutan, Laos, Brunei, Maldives, Macao, Timor-Leste, Fiji, Papua New Guinea, Samoa, Tonga, Tuvalu, Kiribati, Nauru, Solomon Islands, Vanuatu, Micronesia, Palau, Cook Islands, Niue, Bolivia, Guatemala, Honduras, El Salvador, Jamaica, Barbados, Trinidad & Tobago, Grenada, St Lucia, Dominica, Antigua & Barbuda, Suriname, Guyana, Aruba, Curaçao, Sint Maarten, Caribbean Netherlands, Angola, Botswana, Cameroon, Djibouti, Algeria, Eritrea, Gabon, Gambia, Guinea, Equatorial Guinea, Comoros, Liberia, Lesotho, Madagascar, Mauritania, Malawi, Mozambique, Namibia, Niger, Sierra Leone, São Tomé & Príncipe, Eswatini, Chad, Togo, Zambia, Cape Verde, Benin, Palestinian Territories, Puerto Rico, Guam, U.S. Virgin Islands, American Samoa, Northern Mariana Islands, Montserrat, Turks & Caicos Islands, Falkland Islands, St Helena, Canada, India, China, Indonesia, Malaysia, Thailand, Vietnam, Philippines, Pakistan, Bangladesh, Sri Lanka, Serbia, Albania, Bosnia & Herzegovina, Montenegro, North Macedonia, Kosovo, Afghanistan, Cambodia
Prohibited Activities include: … 8. Unlicensed virtual asset service providers unless special exception (No digital ledger / trading, only payment gateway);
xpate · Crypto exchange / OTC · Not for unlicensed businesses · · SourceConditions: Only for companies registered in: Liechtenstein, Germany, France, Netherlands, Belgium, Austria, Ireland, Spain, Italy, Portugal, Finland, Sweden, Denmark, Luxembourg, Norway, Iceland, Lithuania, Latvia, Estonia, Poland, Czechia, Slovakia, Hungary, Romania, Bulgaria, Croatia, Slovenia, Cyprus, Malta, Greece, Réunion, Guadeloupe, Martinique, French Guiana, Mayotte, St Pierre & Miquelon, St Barthélemy, St Martin, New Caledonia, French Polynesia, Wallis & Futuna, Åland Islands, Svalbard & Jan Mayen
Prohibited Activities include: … 8. Unlicensed virtual asset service providers unless special exception (No digital ledger / trading, only payment gateway);
xpate · Crypto payments, custody, on/off-ramp · Not for unlicensed businesses · · SourceConditions: Only for companies registered in: Liechtenstein, Germany, France, Netherlands, Belgium, Austria, Ireland, Spain, Italy, Portugal, Finland, Sweden, Denmark, Luxembourg, Norway, Iceland, Lithuania, Latvia, Estonia, Poland, Czechia, Slovakia, Hungary, Romania, Bulgaria, Croatia, Slovenia, Cyprus, Malta, Greece, Réunion, Guadeloupe, Martinique, French Guiana, Mayotte, St Pierre & Miquelon, St Barthélemy, St Martin, New Caledonia, French Polynesia, Wallis & Futuna, Åland Islands, Svalbard & Jan Mayen
