WorldFirst vs xpate: what each publishes
As of October 17, 2026, WorldFirst takes these industries by its own published rules: AI and SaaS; Marketplace, with conditions. xpate: iGaming, with conditions; AI and SaaS, with conditions; Forex and CFD, with conditions; Marketplace, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
WorldFirst
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United States
- Developed Asia-Pacific
- United Arab Emirates
- Latin America
- Other
The regions its own documents name, read on October 9, 2026
xpate
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 16, 2026
Policy by industry
| Industry | WorldFirst | xpate |
|---|---|---|
| AI and SaaS | Yes | With conditions |
| iGaming | No | With conditions |
| Forex and CFD | No published rule | With conditions |
| Marketplace | With conditions | With conditions |
| Crypto | Depends on the activity | Depends on the activity |
| Adult | No | No published rule |
| Unlicensed financial services | No | Rule for some countries only |
Where owners must live
WorldFirst
No published rule
xpate
Where it is a registered entity (in any form, e.g. Limited Company), the Customer will have and maintain at least 1 (one) director domiciled in the country of the Customer's incorporation and registered address
Rules about countries
WorldFirst
No published rule
xpate
No published rule
Fees
WorldFirst
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| World Account | Free to set up | Not stated | · Source |
xpate
No fee we could verify
Closing an account
WorldFirst
16.2. Subject to clause 16.6, World First may terminate this Agreement by giving you no less than ninety (90) days’ prior written notice, unless the law allows us to terminate the whole or any part of this Agreement immediately.
xpate
12.7. XPATE may end this Agreement and close the Customer’s XPATE Account. XPATE may end this Agreement and terminate the Customer’s XPATE Account or any Services by giving two months prior notice, where required.
Licence
| Licensee | WorldFirst | xpate |
|---|---|---|
| Licensee | World First UK Ltd · EMI authorised by the FCA (FRN 900508) · Ant International group | xpate Ltd · electronic money institution authorised by the FCA (FRN 901021) · xpate SIA · electronic money institution licensed by Latvijas Banka (licence No. 27-55/2023/7) |
| Regulator | FCA · | FCA / Latvijas Banka · |