Does Live Oak Bank accept AI and SaaS businesses? (October 2026)

Last verified October 12, 2026

With conditions: as of October 12, 2026, Live Oak Bank accepts AI and SaaS businesses with conditions, per its published policy.

With conditions

Licensee: Live Oak Banking Company (FDIC)

What the policy says

Industry Expertise … Fintech, HCIT, HC Service and B2B Software

Live Oak Bank · AI / software · With conditions · Verified October 12, 2026 · SourceConditions: Live Oak's Venture Banking team, for venture-backed early and expansion-stage companies

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Does Live Oak Bank accept AI and SaaS businesses? (October 2026)

What the policy says

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