Wio Business
Wio Business: takes companies registered in: United Arab Emirates. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.
- Wio Bank PJSC · bank licensed by the Central Bank of the UAE (Abu Dhabi, CBUAE register 01.01.01.063.2022.01)
- Central Bank of the UAE ·
Where it takes companies from
Its own list of countries, quoted below with its source and date
Products it publishes
International payments and FXSays it offers this
Company cardsSays it offers this
Accepting card paymentsSays it offers this
We partner with uTap and Magnati to provide you with the technology to offer your customers seamless, convenient and secure payment methods. ... POS terminals ... eCommerce payment links
Does not say it offers: Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow
As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.
Currencies it holds
Holds EURa balance; account details of its own for SWIFT payments
Current account is offered in AED, USD, EUR and GBP.
Local (within UAE) and international transfers (inward and outward) are available on AED, USD, EUR, and GBP Current Accounts.
Holds GBPa balance; account details of its own for SWIFT payments
Current account is offered in AED, USD, EUR and GBP.
Local (within UAE) and international transfers (inward and outward) are available on AED, USD, EUR, and GBP Current Accounts.
Holds USDa balance; account details of its own for SWIFT payments
Current account is offered in AED, USD, EUR and GBP.
Local (within UAE) and international transfers (inward and outward) are available on AED, USD, EUR, and GBP Current Accounts.
Holds CHFa balance; account details of its own in this currency
Wio Business free multi-currency accounts in AED, USD, EUR, GBP, CAD, AUD, and CHF, let you receive and hold funds in the currency your customers pay in
Open free GBP, EUR, USD, CAD, AUD, CHF, SGD, CNY, and SAR accounts for your international transactions
Holds AEDa balance; account details of its own on the local payment system
Current account is offered in AED, USD, EUR and GBP.
Local (within UAE) and international transfers (inward and outward) are available on AED, USD, EUR, and GBP Current Accounts.
Holds CADa balance; account details of its own in this currency
Wio Business free multi-currency accounts in AED, USD, EUR, GBP, CAD, AUD, and CHF, let you receive and hold funds in the currency your customers pay in
Open free GBP, EUR, USD, CAD, AUD, CHF, SGD, CNY, and SAR accounts for your international transactions
Holds SGDa balance
Open free GBP, EUR, USD, CAD, AUD, CHF, SGD, CNY, and SAR accounts for your international transactions
Holds AUDa balance; account details of its own in this currency
Wio Business free multi-currency accounts in AED, USD, EUR, GBP, CAD, AUD, and CHF, let you receive and hold funds in the currency your customers pay in
Open free GBP, EUR, USD, CAD, AUD, CHF, SGD, CNY, and SAR accounts for your international transactions
Does not say it holds: HKD
Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.
Policy by industry
No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace
Has this rule changed? Tell us
Fees
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Essential | Free to open ('Account opening fee Free') | AED 99 a month, VAT included ('Monthly subscription fee AED 99'); no minimum balance | · Source |
| Grow | Free to open ('Account opening fee Free') | AED 249 a month, VAT included; no minimum balance | · Source |
Closing an account
We may suspend, restrict or terminate your Account or any Service at any time, in whole or in part, without notice to you and without any liability to you. Otherwise, we also have the right to terminate this Agreement with at least 14 days' written notice, or with shorter or immediate notice in certain cases.
If you are not satisfied with the resolution provided or believe your issue remains unresolved, you may escalate your complaint to Sanadak, the UAE’s Ombudsman Unit, by visiting www.sanadak.gov.ae.
Account closed or frozen? What Wio Business’s terms say
Rules about countries
Any UAE-registered company with a valid trade license can open a Wio Business account fully digitally, including general trading companies, import/export businesses, and professional service firms.
What we read
- Acceptable use and prohibited activities
- Searched, none published
- Help pages on particular industries
- Searched, none published · wio.io/business/industries · wio.io/business/industries/ecommerce · wio.io/business/industries/trade-and-se… · wio.io/business/industries/healthcare · wio.io/business/industries/food-and-bev… · wio.io/business/industries/education
- Countries it takes
- Read · wio.io/file/wiobusiness-standard-terms-… · wio.io/business/industries/trade-and-se… · wio.io/business/industries/ecommerce
- Countries it refuses
- Searched, none published
- Rules on owners and directors
- Searched, none published
- Prices
- Read · wio.io/file/business-fees.pdf · wio.io/easy-onboarding · wio.io/file/wio-business-KFS-accounts-v…
- Terms on closing accounts
- Read · wio.io/file/wiobusiness-standard-terms-… · wio.io/file/wio-business-KFS-accounts-v…
- Complaints
- Read · wio.io/file/wio-business-KFS-accounts-v… · wio.io/file/wiobusiness-standard-terms-…
- Licence register
- Read · centralbank.ae/media/hw0lreyi/cb-regist…