Memo Bank
Memo Bank: industries it takes by its own published rules: iGaming, with conditions. Last verified October 17, 2026.
- Memo Bank · credit institution authorised by the ACPR (CIB 17338)
- ACPR ·
Where it takes companies from
Its own list of countries, quoted below with its source and date
Products it publishes
International payments and FXSays it offers this
Your Memo Bank account enables you to make payments in 104 currencies and receive payments in 32 currencies
Company cardsSays it offers this
At Memo Bank, corporate cards can be generated and managed online.
Bulk payoutsSays it offers this
Accounts built to handle high transaction volumes via files, EBICS, or API. In real-time.
Virtual accounts for your customersSays it offers this
Safeguarding accountSays it offers this
Serving Payment Institutions, Electronic Money Institutions, fiduciaries, financing companies, and collection agencies. We provide the robust and automated banking infrastructure required to segregate and manage client funds.
EscrowSays it offers this
Our trust account enables the trustee to segregate and manage assets in the beneficiaries' interest, in accordance with the terms and conditions set out in the trust agreement.
Does not say it offers: Accepting card payments, Crypto on- and off-ramp, Client money account
As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.
Currencies it holds
Holds EURa balance; account details of its own on the local payment system
Holds GBPa balance; account details of its own for SWIFT payments
We offer one account per currency (USD account and GBP account).
Each currency account comes with its own French Memo Bank IBAN and a dedicated USD or GBP BIC (MEMOFRP2USD or MEMOFRP2GBP)
Holds USDa balance; account details of its own for SWIFT payments
We offer one account per currency (USD account and GBP account).
Each currency account comes with its own French Memo Bank IBAN and a dedicated USD or GBP BIC (MEMOFRP2USD or MEMOFRP2GBP)
Does not say it holds: CAD, SGD, HKD, AUD
Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.
Policy by industry
| Industry | Status | Checked |
|---|---|---|
| iGaming | With conditions | |
| Adult | No |
No published rule (read in full on October 9, 2026): Crypto, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace
Has this rule changed? Tell us
Fees
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Payments Core | Not stated | EUR 449 excl. VAT minimum ('From €449 excl. VAT per month'), 'No commitment' | · Source |
| Payments Scale | Not stated | EUR 449 excl. VAT minimum ('From €449 excl. VAT per month'), 'Annual commitment' | · Source |
Closing an account
The Agreement may be terminated at any time, by you or by us, subject to 30 days' notice, without need for cause.
Account closed or frozen? What Memo Bank’s terms say
Rules about countries
To open an account, your company simply needs to be registered in one of the following countries: Germany, Belgium, Luxembourg, the Netherlands, France, Ireland, Spain, or Italy.
Belgium, France, Germany, Ireland, Italy, Luxembourg, Netherlands, Spain
What we read
- Acceptable use and prohibited activities
- Read · aide.memo.bank/article/129-conditions-o…
- Help pages on particular industries
- Read · aide.memo.bank/article/129-conditions-o…
- Countries it takes
- Read · memo.bank/en/usage/european-companies · aide.memo.bank/article/129-conditions-o…
- Countries it refuses
- Searched, none published
- Rules on owners and directors
- Searched, none published
- Prices
- Read · memo.bank/en/pricing · assets.memo.bank/documents/services-agr…
- Terms on closing accounts
- Read · assets.memo.bank/documents/services-agr… · assets.memo.bank/documents/convention-d…
- Complaints
- Read · aide.memo.bank/article/301-reclamation · assets.memo.bank/documents/services-agr…
- Licence register
- Read · regafi.fr/pages/fiche-banque