Skip to content
banxta

Capital One

Capital One: takes companies registered in: United States. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
Capital One, National Association · national bank, Member FDIC (FDIC cert 4297)
Regulator
FDIC ·

Where it takes companies from

The regions its own documents name, read on October 9, 2026

Products it publishes

International payments and FXSays it offers this

$40 per outgoing transfer ... if in foreign currency ... $50 per outgoing transfer ... if in U.S. dollars

Capital One · International payments and FX · Offers it · · Source

Outgoing international wires

Capital One · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Make purchases, access cash and manage your cash flow with your business card

Capital One · Company cards · Offers it · · Source

Earn unlimited rewards with every card. Plus, enjoy the added perks and tools you need to get business done.

Capital One · Company cards · Offers it · · Source
Accepting card paymentsFor companies registered in some countries only

Accept payments with smart terminals, hosted web pages and mobile readers.

Capital One · Accepting card payments · Offers it · · SourceConditions: Only for companies registered in: United States, Puerto Rico, Guam, U.S. Virgin Islands, American Samoa, Northern Mariana Islands; through its partner Worldpay, for merchants located in the US

Every provider that says it offers this

Virtual accounts for your customersSays it offers this

open and close sub-accounts, make allocations or transfers

Capital One · Virtual accounts for your customers · Offers it · · Source

Every provider that says it offers this

Client money accountSays it offers this

Attorney Trust—perfect for attorneys and law firms to manage client funds.

Capital One · Client money account · Offers it · · SourceConditions: attorney trust and tenant security accounts (Escrow Express)

Every provider that says it offers this

EscrowSays it offers this

Easily manage and direct escrow funds with our 24/7 online system

Capital One · Escrow · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Bulk payouts, Crypto on- and off-ramp, Safeguarding account

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds USDa balance; account details of its own on the local payment system

An incoming wire transfer is deposited into your account from another U.S. bank account.

Capital One · USD · · SourceThis quote speaks to: account details

Waived with $2,000 minimum balance

Capital One · USD · · SourceThis quote speaks to: a balance

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Where owners must live

You must be at least 18 years of age and must be a legal U.S. resident.

Owners and directors · · Source

Policy by industry

No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to Capital One

Fees

Capital One: published fees
PlanAccount openingMonthlyChecked
Basic CheckingNot statedUSD 15, waived with a USD 2,000 minimum 30- or 90-day average balance · Source
Enhanced CheckingNot statedUSD 35, waived with a USD 25,000 minimum 30- or 90-day average balance · Source
Premier CheckingNot statedUSD 99, waived with a USD 100,000 minimum balance ('Waived with $100,000 minimum balance'); opened only through a business banker · Source

Fees of every provider

Closing an account

Bank may close any Account in Bank’s sole discretion at any time, for any or no reason and without notice to Customer.

Notice before closing · · Source

Any and all disputes between the parties, whether sounding in contract, tort or otherwise, shall be exclusively brought in the state or federal courts of Virginia.

Complaints and where to go next · · Source

Account closed or frozen? What Capital One’s terms say

What we read

Acceptable use and prohibited activities
Searched, none published
Help pages on particular industries
Searched, none published
Countries it refuses
Searched, none published
Terms on closing accounts
Read · capitalone.com/bank/disclosures/rules-g…