HSBC UK
HSBC UK: takes companies registered in: United Kingdom. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.
- HSBC UK Bank plc · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 765112)
- FCA / PRA ·
Where it takes companies from
The regions its own documents name, read on October 9, 2026
Products it publishes
International payments and FXSays it offers this
Make payments abroad with real-time rates, open a wallet to pay like a local, or hold currencies in Foreign Currency Accounts.
Company cardsSays it offers this
If you have or are applying for a Business Current Account you can apply for a Business Debit Card to make payments and withdraw cash from your account.
Corporate Cards are available for larger businesses with an annual turnover of above £2m.
Accepting card paymentsSays it offers this
Global Payments is a payments provider HSBC partners with to help you accept and manage payments securely in-store, online and remotely.
Client money accountSays it offers this
Safeguard your clients’ deposits or funds in a separate or pooled account.
General Insurance, Credit and Financial Institutions which have permission to hold client money from the FCA (Financial Conduct Authority)
Does not say it offers: Bulk payouts, Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Escrow
As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.
Currencies it holds
Holds EURa balance; account details of its own on the local payment system
Hold ... Australian Dollars, Canadian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Japanese Yen, Singapore Dollars, Swiss Francs, US Dollars
Receive payments like a local ... Australian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Singapore Dollars, US Dollars
It lets you hold, manage, receive and pay in a range of currencies using local account information in the destination or originating currency and country.
Holds GBPa balance; account details of its own on the local payment system
Receive and send regular sterling payments with BACS
Sort code and account number identify the account into which funds should be transferred. You will see from your statement that these are the same as your UK bank account details
Holds USDa balance; account details of its own on the local payment system
Hold ... Australian Dollars, Canadian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Japanese Yen, Singapore Dollars, Swiss Francs, US Dollars
Receive payments like a local ... Australian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Singapore Dollars, US Dollars
It lets you hold, manage, receive and pay in a range of currencies using local account information in the destination or originating currency and country.
Holds CHFa balance
Hold ... Australian Dollars, Canadian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Japanese Yen, Singapore Dollars, Swiss Francs, US Dollars
The savings a/c is only available in USD, EUR, AUD, CAD, DKK, JPY, NZD, NOK, SEK & CHF
Holds CADa balance
Hold ... Australian Dollars, Canadian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Japanese Yen, Singapore Dollars, Swiss Francs, US Dollars
The savings a/c is only available in USD, EUR, AUD, CAD, DKK, JPY, NZD, NOK, SEK & CHF
Holds SGDa balance; account details of its own on the local payment system
Hold ... Australian Dollars, Canadian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Japanese Yen, Singapore Dollars, Swiss Francs, US Dollars
Receive payments like a local ... Australian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Singapore Dollars, US Dollars
It lets you hold, manage, receive and pay in a range of currencies using local account information in the destination or originating currency and country.
Holds HKDa balance; account details of its own on the local payment system
Hold ... Australian Dollars, Canadian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Japanese Yen, Singapore Dollars, Swiss Francs, US Dollars
Receive payments like a local ... Australian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Singapore Dollars, US Dollars
It lets you hold, manage, receive and pay in a range of currencies using local account information in the destination or originating currency and country.
Holds AUDa balance; account details of its own on the local payment system
Hold ... Australian Dollars, Canadian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Japanese Yen, Singapore Dollars, Swiss Francs, US Dollars
Receive payments like a local ... Australian Dollars, Chinese Yuan, Euros, Hong Kong Dollars, Singapore Dollars, US Dollars
It lets you hold, manage, receive and pay in a range of currencies using local account information in the destination or originating currency and country.
Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.
Policy by industry
No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace
Has this rule changed? Tell us
Fees
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Small Business Banking Account | Not stated | None ('No monthly account fee and free UK digital banking'); cash, cheque, CHAPS and international payments are charged | · Source |
| Business Banking Account (established businesses, Relationship Manager) | Not stated | None for the first 12 months for start-up and switcher customers, then GBP 10 a month | · Source |
Closing an account
We may withdraw any service, move you to a different account or tariff or close your account by giving you at least 2 months’ notice.
You have six months from the date of our final response to refer your complaint to them.
Account closed or frozen? What HSBC UK’s terms say
What we read
- Acceptable use and prohibited activities
- Searched, none published
- Help pages on particular industries
- Read · hsbc.co.uk/help/security-centre/cryptoc…
- Countries it takes
- Read · business.hsbc.uk/en-gb/products/small-b… · business.hsbc.uk/en-gb/products/busines…
- Countries it refuses
- Searched, none published · business.hsbc.uk/-/media/media/uk/pdfs/… · business.hsbc.uk/en-gb/regulations/lega…
- Rules on owners and directors
- Read · business.hsbc.uk/en-gb/products/small-b… · business.hsbc.uk/en-gb/products/busines…
- Terms on closing accounts
- Read · business.hsbc.uk/-/media/media/uk/pdfs/… · business.hsbc.uk/-/media/media/uk/pdfs/…
- Complaints
- Read · business.hsbc.uk/en-gb/gb/generic/compl… · business.hsbc.uk/-/media/media/uk/pdfs/…
- Licence register
- Read · register.fca.org.uk/s/search · business.hsbc.uk/en-gb/regulations/fina…