Zand Bank
Zand Bank: takes companies registered in: United Arab Emirates. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.
- Zand Bank PJSC · bank licensed by the Central Bank of the UAE (30 June 2022, CBUAE register 01.01.01.064.2022.02)
- Central Bank of the UAE ·
Where it takes companies from
The regions its own documents name, read on October 9, 2026
Products it publishes
International payments and FXSays it offers this
Send and receive payments globally with competitive pricing, multi-currency capabilities, and reliable processing.
Yes. You can send and receive international transfers through our digital banking channels
Company cardsSays it does not offer this
Debit card (coming soon)
Bulk payoutsSays it offers this
Bulk and scheduled payments
Virtual accounts for your customersSays it offers this
Assign unique account identifiers to customers or transactions and manage funds through a single account for better visibility and control.
Crypto on- and off-rampSays it offers this
Safeguarding accountSays it offers this
Client Money Accounts ... Enabling banking for businesses as well as their clients, for faster payments and smoother transaction management.
Segregated accounts, clear audit trails, and reporting that support VASP licensing obligations.
Does not say it offers: Accepting card payments, Client money account
As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.
Currencies it holds
Holds USDa balance
Holds AEDa balance; account details of its own on the local payment system
Does not say it holds: CAD, SGD, HKD, AUD
Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.
Policy by industry
No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace
Has this rule changed? Tell us
Fees
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Corporate account | Free to open ('Account Opening Free') | No monthly fee stated; minimum monthly average balance AED 250k, and a fee of AED 500 + VAT when the balance is lower ('If less than AED 250k a fee of AED 500 + VAT') | · Source |
Closing an account
If you are not satisfied with our final response, you have the right to escalate your complaint to Sanadak through www.sanadak.gov.ae, 800 SANADAK(7262325), and Sanadak Mobile App within 6 months of the date of our final response.
Account closed or frozen? What Zand Bank’s terms say
What we read
- Acceptable use and prohibited activities
- Searched, none published
- Help pages on particular industries
- Read · zand.ae/files/custody-faq.pdf · zand.ae/en/help-centre/digital-custody-…
- Countries it takes
- Read · zand.ae/files/dac-tnc.pdf · zand.ae/files/corporate-banking-general…
- Countries it refuses
- Searched, none published
- Rules on owners and directors
- Searched, none published
- Terms on closing accounts
- Read · zand.ae/files/corporate-banking-general…
- Complaints
- Read · zand.ae/en/help-centre/complaints-and-f… · zand.ae/files/complaint_management.pdf
- Licence register
- Read · centralbank.ae/media/hw0lreyi/cb-regist…