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ADCB

ADCB: takes companies registered in: United Arab Emirates. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
Abu Dhabi Commercial Bank P.J.S.C · bank licensed by the Central Bank of the UAE (register number 01.01.01.040.1985.01)
Regulator
CBUAE ·

Where it takes companies from

Its own list of countries, quoted below with its source and date

Products it publishes

International payments and FXSays it offers this

Preferential Foreign Exchange spot rates (AED – USD / AED – non-USD)

ADCB · International payments and FX · Offers it · · SourceConditions: not on the SmartStart account

No Foreign currency inward and outward payments allowed.

ADCB · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Globally accepted Business Choice Debit Card

ADCB · Company cards · Offers it · · Source

Corporate Credit Card (annual fee waived) - upto 5 cards free

ADCB · Company cards · Offers it · · Source
Accepting card paymentsSays it offers this

Available with Visa, MasterCard, Maestro, American Express, Union pay international, JCB & Diners payment cards

ADCB · Accepting card payments · Offers it · · Source

Empower your business with multiple gateways and simpler payments

ADCB · Accepting card payments · Offers it · · Source

Every provider that says it offers this

Bulk payoutsSays it offers this

Our electronic salary transfer feature, in compliance with the UAE Central Bank requirements for Wages Protection System (WPS), helps you to manage your staff's salary payments.

ADCB · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Virtual accounts for your customersSays it offers this

Enjoy efficient, fast reconciliation with our virtual accounts service

ADCB · Virtual accounts for your customers · Offers it · · Source

Every provider that says it offers this

EscrowSays it offers this

Work in partnership with industry-leading escrow services

ADCB · Escrow · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Crypto on- and off-ramp, Safeguarding account, Client money account

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Says it does not hold EUR

Business Accounts are available in AED only.

ADCB · EUR · · SourceThis quote speaks to: no balance
Says it does not hold GBP

Business Accounts are available in AED only.

ADCB · GBP · · SourceThis quote speaks to: no balance
Says it does not hold USD

Business Accounts are available in AED only.

ADCB · USD · · SourceThis quote speaks to: no balance
Holds AEDa balance

Business Accounts are available in AED only.

ADCB · AED · · SourceThis quote speaks to: a balance

Multi-currency flexibility - accounts available in AED, USD, EUR and GBP

ADCB · AED · · SourceThis quote speaks to: a balance

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Policy by industry

No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to ADCB

Fees

ADCB: published fees
PlanAccount openingMonthlyChecked
Business Account PlatinumNot statedNo monthly fee while the monthly average balance is at least AED 100,000; AED 300 in a month it falls below · Source
SmartStart Business AccountNot statedAED 125 + VAT monthly service fee; no minimum balance · Source
e-Business AccountNot statedAED 1,800 a year, collected upfront; no minimum balance · Source

Fees of every provider

Closing an account

While the Bank shall use reasonable endeavours to notify you before taking action under Clause 16.1, it shall have the right to do so without notifying you in advance.

Notice before closing · · Source

If you feel that you are still not satisfied with the result or the manner in which your complaint was handled, you may refer the matter to Sanadak which is an independent Ombudsman Unit

Complaints and where to go next · · Source

Account closed or frozen? What ADCB’s terms say

Rules about countries

In order to hold a Current Account you must be incorporated in the UAE and possess a valid commercial license issued by the relevant government authority in the UAE.

ADCB · Takes companies registered in · · Source

United Arab Emirates

What we read

Acceptable use and prohibited activities
Searched, none published · adcb.com/en/multimedia/pdfs/2021/octobe… · adcb.com/en/multimedia/tnc/cb-tnc-busin…
Help pages on particular industries
Searched, none published · adcb.com/en/get-in-touch/faqs/accounts/… · adcb.com/en/islamic/get-in-touch/faqs/a…