ADCB vs FAB Business: what each publishes
As of October 17, 2026, we hold published rules from ADCB on 0 of 7 industries and from FAB Business on 2.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Policy by industry
| Industry | ADCB | FAB Business |
|---|---|---|
| Crypto | No published rule | Depends on the activity |
| Unlicensed financial services | No published rule | No |
| iGaming | No published rule | No rule found yet |
| Adult | No published rule | No rule found yet |
| AI and SaaS | No published rule | No rule found yet |
| Forex and CFD | No published rule | No rule found yet |
| Marketplace | No published rule | No rule found yet |
Where owners must live
ADCB
No published rule
FAB Business
No rule found yet
Rules about countries
ADCB
In order to hold a Current Account you must be incorporated in the UAE and possess a valid commercial license issued by the relevant government authority in the UAE.
FAB Business
Current Accounts may only be opened and maintained by residents of the UAE.
These countries or territories currently include Cuba, Iran, North Korea, Syria, and the regions of Crimea, Donetsk and Luhansk of Ukraine;
Cuba, Iran, North Korea, Syria
Fees
ADCB
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business Account Platinum | Not stated | No monthly fee while the monthly average balance is at least AED 100,000; AED 300 in a month it falls below | · Source |
| SmartStart Business Account | Not stated | AED 125 + VAT monthly service fee; no minimum balance | · Source |
| e-Business Account | Not stated | AED 1,800 a year, collected upfront; no minimum balance | · Source |
FAB Business
No fee we could verify
Closing an account
ADCB
While the Bank shall use reasonable endeavours to notify you before taking action under Clause 16.1, it shall have the right to do so without notifying you in advance.
FAB Business
The Bank shall give the Customer reasonable notice of any such closure, suspension or termination.
Licence
| Licensee | ADCB | FAB Business |
|---|---|---|
| Licensee | Abu Dhabi Commercial Bank P.J.S.C · bank licensed by the Central Bank of the UAE (register number 01.01.01.040.1985.01) | First Abu Dhabi Bank P.J.S.C · national bank licensed by the Central Bank of the UAE (01.01.01.008.1968.01) |
| Regulator | CBUAE · | CBUAE · |