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ADCB vs Mashreq NeoBiz: what each publishes

As of October 17, 2026, we hold published rules from ADCB on 0 of 7 industries and from Mashreq NeoBiz on 1.

ADCBCBUAEMashreq NeoBizCentral Bank of the UAE

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

ADCB

Its own list of countries, quoted below with its source and date

Mashreq NeoBiz

Its own list of countries, quoted below with its source and date

Policy by industry

ADCB and Mashreq NeoBiz: published policy by industry
IndustryADCBMashreq NeoBiz
MarketplaceNo published ruleNo
CryptoNo published ruleNo published rule
iGamingNo published ruleNo published rule
AdultNo published ruleNo published rule
Unlicensed financial servicesNo published ruleNo published rule
AI and SaaSNo published ruleNo published rule
Forex and CFDNo published ruleNo published rule

Where owners must live

ADCB

No published rule

Mashreq NeoBiz

Companies registered in the UAE with an annual turnover of up to AED 30 million are eligible to apply for a NEO BIZ account. At least one signatory should be a UAE Resident.

Owners and directors · · Source

Rules about countries

ADCB

In order to hold a Current Account you must be incorporated in the UAE and possess a valid commercial license issued by the relevant government authority in the UAE.

ADCB · Takes companies registered in · · Source

United Arab Emirates

Mashreq NeoBiz

Companies registered in the UAE with an annual turnover of up to AED 30 million are eligible to apply for a NEO BIZ account. At least one signatory should be a UAE Resident.

Mashreq NeoBiz · Takes companies registered in · · Source

United Arab Emirates

Fees

ADCB

ADCB: published fees
PlanAccount openingMonthlyChecked
Business Account PlatinumNot statedNo monthly fee while the monthly average balance is at least AED 100,000; AED 300 in a month it falls below · Source
SmartStart Business AccountNot statedAED 125 + VAT monthly service fee; no minimum balance · Source
e-Business AccountNot statedAED 1,800 a year, collected upfront; no minimum balance · Source

Mashreq NeoBiz

Mashreq NeoBiz: published fees
PlanAccount openingMonthlyChecked
NEO BIZ ProNot statedAED 99 a month ('AED 99 per month'); no minimum balance ('No minimum balance') and no fall-below fee ('Zero fall below fee') · Source
NEO BIZ Pro PlusNot statedAED 199 a month ('AED 199 per month'); no minimum balance ('No minimum balance') and no fall-below fee ('Zero fall below fee') · Source

Closing an account

ADCB

While the Bank shall use reasonable endeavours to notify you before taking action under Clause 16.1, it shall have the right to do so without notifying you in advance.

Notice before closing · · Source

Account closed or frozen? What ADCB’s terms say

Mashreq NeoBiz

The Bank may by notice in writing and solely at its own unfettered discretion close an Account and any such closure shall be binding upon the Customer.

Notice before closing · · Source

Account closed or frozen? What Mashreq NeoBiz’s terms say

Licence

LicenseeADCBMashreq NeoBiz
LicenseeAbu Dhabi Commercial Bank P.J.S.C · bank licensed by the Central Bank of the UAE (register number 01.01.01.040.1985.01)Mashreq Bank PSC · bank licensed by the Central Bank of the UAE (CBUAE register 01.01.01.005.1967.02) · NeoBiz digital SME account
RegulatorCBUAE · Central Bank of the UAE ·