Emirates NBD vs Mashreq NeoBiz: what each publishes
As of October 17, 2026, Emirates NBD takes these industries by its own published rules: iGaming, with conditions. We hold no such rule from Mashreq NeoBiz.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Policy by industry
| Industry | Emirates NBD | Mashreq NeoBiz |
|---|---|---|
| iGaming | With conditions | No published rule |
| Unlicensed financial services | No | No published rule |
| Marketplace | No published rule | No |
| Crypto | No published rule | No published rule |
| Adult | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No published rule | No published rule |
Where owners must live
Emirates NBD
It is open to all registered business entities operating in Trading, Manufacturing, Contracting, Transportation and Professional or any of the Service sectors in the UAE, wherein at least one signatory is a UAE resident.
Mashreq NeoBiz
Companies registered in the UAE with an annual turnover of up to AED 30 million are eligible to apply for a NEO BIZ account. At least one signatory should be a UAE Resident.
Rules about countries
Emirates NBD
Eligibility criteria for a Business Banking package … Your business must be a legal entity operating in the UAE … You need to have a valid Trade License or Certificate of Incorporation from any of the UAE issuing authorities
Mashreq NeoBiz
Companies registered in the UAE with an annual turnover of up to AED 30 million are eligible to apply for a NEO BIZ account. At least one signatory should be a UAE Resident.
Fees
Emirates NBD
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Connect | Not stated | AED 249 monthly maintenance fee; no minimum monthly average balance | · Source |
| Proprietor | Not stated | No maintenance fee; AED 250 in a month the average balance falls below AED 50,000 | · Source |
| Prime | Not stated | AED 99 monthly maintenance fee, plus AED 150 in a month the average balance falls below AED 50,000 | · Source |
| Preferred | Not stated | No maintenance fee; AED 300 in a month the average balance falls below AED 200,000 | · Source |
| Prestige | Not stated | No maintenance fee; AED 750 in a month the average balance falls below AED 500,000 | · Source |
| Platinum | Not stated | No maintenance fee; AED 1500 in a month the average balance falls below AED 3,500,000 | · Source |
Mashreq NeoBiz
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| NEO BIZ Pro | Not stated | AED 99 a month ('AED 99 per month'); no minimum balance ('No minimum balance') and no fall-below fee ('Zero fall below fee') | · Source |
| NEO BIZ Pro Plus | Not stated | AED 199 a month ('AED 199 per month'); no minimum balance ('No minimum balance') and no fall-below fee ('Zero fall below fee') | · Source |
Closing an account
Emirates NBD
The Bank will provide you with written notice as per Applicable Law before closing your Account, including reasons for the closure, unless the Bank is required to close your Account due to any suspected violation of Applicable Law or for prevention of fraud or financial crimes on your Account.
Mashreq NeoBiz
The Bank may by notice in writing and solely at its own unfettered discretion close an Account and any such closure shall be binding upon the Customer.
Licence
| Licensee | Emirates NBD | Mashreq NeoBiz |
|---|---|---|
| Licensee | Emirates NBD Bank P.J.S.C · bank licensed by the Central Bank of the UAE (register number 01.01.01.003.1963.02) | Mashreq Bank PSC · bank licensed by the Central Bank of the UAE (CBUAE register 01.01.01.005.1967.02) · NeoBiz digital SME account |
| Regulator | CBUAE · | Central Bank of the UAE · |