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Kontist

Kontist: takes companies registered in: Germany. We hold no rule from it on any of the 7 industries we track. Last verified October 17, 2026.

Licensee
Shine Germany GmbH (Kontist by Shine) · accounts and cards provided by Solaris SE, credit institution supervised by BaFin (BaFin-ID 10143626)
Regulator
BaFin (Solaris SE) ·

Where it takes companies from

Its own list of countries, quoted below with its source and date

Products it publishes

International payments and FXSays it does not offer this

Unfortunately, we do not support payments outside Sepa or in foreign currencies.

Kontist · International payments and FX · Does not offer it · · Source

For global transfers outside SEPA, we recommend using external services like Wise.

Kontist · International payments and FX · Does not offer it · · Source
Company cardsSays it offers this

Your physical Kontist Visa card allows you to make international payments and withdrawal money.

Kontist · Company cards · Offers it · · Source

Physical & virtual Visa debit card

Kontist · Company cards · Offers it · · Source
Bulk payoutsSays it offers this

Batch transfers are only available via the web interface.

Kontist · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Accepting card payments, Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds EURa balance; account details of its own on the local payment system

Your German IBAN will be available to you immediately after opening your Kontist account.

Kontist · EUR · · SourceThis quote speaks to: account details

We can currently only execute and receive transfers in Euro within the Sepa area.

Kontist · EUR · · SourceThis quote speaks to: a balance

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Where owners must live

Yes, legal representatives or beneficial owners can reside outside of Germany. We currently support the following countries: Austria Switzerland Germany France Italy Spain

Owners and directors · · Source

Policy by industry

No published rule (read in full on October 9, 2026): Crypto, iGaming, Adult, Unlicensed financial services, AI and SaaS, Forex and CFD, Marketplace

Has this rule changed? Tell us

Alternatives to Kontist

Fees

Kontist: published fees
PlanAccount openingMonthlyChecked
Kontist FreeNot statedEUR 0 (5 SEPA transfers and direct debits included) · Source
Kontist StartNot statedEUR 11 per month plus VAT (30 SEPA transfers and direct debits included) · Source
Kontist PlusNot statedEUR 25 per month plus VAT (100 SEPA transfers and direct debits included) · Source

Fees of every provider

Closing an account

9.3 Wir können den Nutzungsvertrag mit einer Frist von vier Wochen schriftlich oder per E-Mail kündigen.

Notice before closing · · Source

Schlichtungsstelle bei der Deutschen Bundesbank: Darüber hinaus kann sich der/die Kund*in zur außergerichtlichen Beilegung von Streitigkeiten, die Zahlungsdiensteverträge betreffen, an die Schlichtungsstelle bei der Deutschen Bundesbank wenden.

Complaints and where to go next · · Source

Account closed or frozen? What Kontist’s terms say

Rules about countries

At the moment, we support the following legal forms for companies – currently limited to businesses registered in Germany:

Kontist · Takes companies registered in · · Source

Germany

You and all other legal representatives are not taxable in the USA

Kontist · Refuses owners who hold the passport of · · Source

United States

What we read

Acceptable use and prohibited activities
Searched, none published
Help pages on particular industries
Searched, none published