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Does First Citizens Innovation Banking (formerly Silicon Valley Bank) accept AI and SaaS businesses? (October 2026)

With conditions: as of October 16, 2026, First Citizens Innovation Banking (formerly Silicon Valley Bank) accepts AI and SaaS businesses with conditions, per its published policy.

With conditions

Licensee: First-Citizens Bank & Trust Company (FDIC)

What the policy says

It serves startups and companies of all sizes across enterprise software, fintech, climate tech, hardware, life sciences, healthcare, venture capital and private equity.

First Citizens Innovation Banking (formerly Silicon Valley Bank) · AI / software · With conditions · · SourceConditions: named on a marketing page, not in an account rule: confirm acceptance in writing

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