Coop Pank vs LHV: what each publishes
As of October 17, 2026, Coop Pank takes these industries by its own published rules: iGaming, with conditions; Forex and CFD, with conditions. LHV: iGaming, with conditions; Forex and CFD, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Coop Pank
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 16, 2026
LHV
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 9, 2026
Policy by industry
| Industry | Coop Pank | LHV |
|---|---|---|
| iGaming | With conditions | With conditions |
| Forex and CFD | With conditions | With conditions |
| Crypto | Depends on the activity | Depends on the activity |
| Adult | No | No published rule |
| Unlicensed financial services | No | No |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Coop Pank
No published rule
LHV
No published rule
Rules about countries
Coop Pank
The Group does not establish client relationships with Russian or Belarusian citizens who do not have a valid residence permit for a Member State of the European Union (EU), the EEA or Switzerland and does not permit them to perform occasional transactions.
2.1. The Group does not establish business relationships or permit occasional transactions to be performed if: … the individual is registered in a non-cooperative jurisdiction for tax purposes 2 or the company is owned by a company registered in such a country.
Other offshore centres
LHV
Your company is registered in an offshore location or its ownership structure includes companies registered in offshore countries … LHV Pank does not open accounts for these companies.
Other offshore centres
Fees
Coop Pank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Legal person registered in Estonia (Corporate Plan) | Free ('Legal person registered in Estonia Free of charge') | Free on the Corporate Plan ('Monthly fee of plan free of charge') | · Source |
| Legal person registered in Estonia whose owners include an EEA company or person (excl. Cyprus, Liechtenstein, Malta) | EUR 200, paid before the decision and not refunded if refused ('Legal person registered in Estonia whose ownership structure includes, in a Contracting Party to the European Economic Area (excl. Cyprus, Liechtenstein and Malta), the following:') | EUR 20 a month for due diligence measures ('Monthly fee for due diligence measures €20') | · Source |
| Legal person registered in Estonia whose owners include a company or person from Cyprus, Liechtenstein, Malta or outside the EEA | EUR 500, paid before the decision and not refunded if refused ('Legal person registered in Estonia whose ownership structure includes, in Cyprus, Liechtenstein, Malta or outside of the European Economic Area, the following:') | EUR 100 a month for due diligence measures | · Source |
| Legal person registered in the EEA (excl. Estonia, Cyprus, Liechtenstein, Malta) | EUR 200, paid before the decision and not refunded if refused ('Legal person registered in a Contracting Party to the European Economic Area (excl. Cyprus, Liechtenstein and Malta) €200') | EUR 20 a month for due diligence measures ('Monthly fee for due diligence measures €20') | · Source |
| Legal person registered in Cyprus, Liechtenstein or Malta | EUR 500, paid before the decision and not refunded if refused ('Legal person registered in Cyprus, Liechtenstein, Malta or a country which is not a Contracting Party to the European Economic Area €500') | EUR 100 a month for due diligence measures | · Source |
| Legal person registered outside the EEA | EUR 500, paid before the decision and not refunded if refused ('Legal person registered in Cyprus, Liechtenstein, Malta or a country which is not a Contracting Party to the European Economic Area €500') | EUR 100 a month for due diligence measures | · Source |
| Legal person with a specific field of activity (gambling, credit and financial institutions, investment companies, payment and e-money institutions and others) | EUR 500, paid before the decision and not refunded if refused ('Legal person with a specific field of activity €500') | EUR 1,000 a month for enhanced due diligence ('Monthly fee for enhanced due diligence measures €1000') | · Source |
LHV
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Legal entity registered in Estonia | Free ('free of charge') | Free ('free of charge') | · Source |
| Legal entity registered in Estonia with non-resident owners | EUR 300 account opening application fee, not refunded if the bank declines | EUR 30 | · Source |
| Legal entity registered in an EU member state (except Cyprus, Luxembourg, Malta) or Norway | EUR 300 account opening application fee, not refunded if the bank declines | EUR 30 | · Source |
| Legal entity registered in another country | EUR 600 account opening application fee, not refunded if the bank declines | EUR 60 | · Source |
| Company with a high-risk field of activity | EUR 1,000 ('Account opening application fee') | EUR 100 ('Maintaining the account') | · Source |
Closing an account
Coop Pank
12.3.3. The Bank has the right to cancel the Contract en- tered into with a corporate client unilaterally in justified cases by notifying the client who is a legal entity about this at least one (1) month in advance.
LHV
Unless otherwise provided by law or the Agreement, the Party has the right to terminate the Agreement by giving at least two (2) months’ advance notice to the other Party.
Licence
| Licensee | Coop Pank | LHV |
|---|---|---|
| Licensee | Coop Pank AS · credit institution licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority (licence EP-17 PO) | AS LHV Pank · credit institution licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority (licence 4.1-1/37) |
| Regulator | Finantsinspektsioon (Estonia) · | Finantsinspektsioon (Estonia) · |