Coop Pank vs Swedbank: what each publishes
As of October 17, 2026, Coop Pank takes these industries by its own published rules: iGaming, with conditions; Forex and CFD, with conditions. We hold no such rule from Swedbank.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Coop Pank
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 16, 2026
Swedbank
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 16, 2026
Policy by industry
| Industry | Coop Pank | Swedbank |
|---|---|---|
| iGaming | With conditions | No |
| Forex and CFD | With conditions | No published rule |
| Crypto | Depends on the activity | Depends on the activity |
| Adult | No | No published rule |
| Unlicensed financial services | No | No |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Coop Pank
No published rule
Swedbank
No published rule
Rules about countries
Coop Pank
The Group does not establish client relationships with Russian or Belarusian citizens who do not have a valid residence permit for a Member State of the European Union (EU), the EEA or Switzerland and does not permit them to perform occasional transactions.
2.1. The Group does not establish business relationships or permit occasional transactions to be performed if: … the individual is registered in a non-cooperative jurisdiction for tax purposes 2 or the company is owned by a company registered in such a country.
Other offshore centres
Swedbank
The Bank shall only refuse to conclude an Agreement (incl. Current Account Agreement) with good reason, which first and foremost constitutes an Agreement where a person or a Related Person: … 3.4.10. comes from a country that has insufficient levels for preventing corruption / money laundering / terrorism financing and/or is a resident of a low tax rate country or territory (the so-called offshore region) or has a legal entity registered in the offshore region within its structure and/or partners;
Other offshore centres
Fees
Coop Pank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Legal person registered in Estonia (Corporate Plan) | Free ('Legal person registered in Estonia Free of charge') | Free on the Corporate Plan ('Monthly fee of plan free of charge') | · Source |
| Legal person registered in Estonia whose owners include an EEA company or person (excl. Cyprus, Liechtenstein, Malta) | EUR 200, paid before the decision and not refunded if refused ('Legal person registered in Estonia whose ownership structure includes, in a Contracting Party to the European Economic Area (excl. Cyprus, Liechtenstein and Malta), the following:') | EUR 20 a month for due diligence measures ('Monthly fee for due diligence measures €20') | · Source |
| Legal person registered in Estonia whose owners include a company or person from Cyprus, Liechtenstein, Malta or outside the EEA | EUR 500, paid before the decision and not refunded if refused ('Legal person registered in Estonia whose ownership structure includes, in Cyprus, Liechtenstein, Malta or outside of the European Economic Area, the following:') | EUR 100 a month for due diligence measures | · Source |
| Legal person registered in the EEA (excl. Estonia, Cyprus, Liechtenstein, Malta) | EUR 200, paid before the decision and not refunded if refused ('Legal person registered in a Contracting Party to the European Economic Area (excl. Cyprus, Liechtenstein and Malta) €200') | EUR 20 a month for due diligence measures ('Monthly fee for due diligence measures €20') | · Source |
| Legal person registered in Cyprus, Liechtenstein or Malta | EUR 500, paid before the decision and not refunded if refused ('Legal person registered in Cyprus, Liechtenstein, Malta or a country which is not a Contracting Party to the European Economic Area €500') | EUR 100 a month for due diligence measures | · Source |
| Legal person registered outside the EEA | EUR 500, paid before the decision and not refunded if refused ('Legal person registered in Cyprus, Liechtenstein, Malta or a country which is not a Contracting Party to the European Economic Area €500') | EUR 100 a month for due diligence measures | · Source |
| Legal person with a specific field of activity (gambling, credit and financial institutions, investment companies, payment and e-money institutions and others) | EUR 500, paid before the decision and not refunded if refused ('Legal person with a specific field of activity €500') | EUR 1,000 a month for enhanced due diligence ('Monthly fee for enhanced due diligence measures €1000') | · Source |
Swedbank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| New company, first year | Free ('Opening an account free of charge') | EUR 0 for the first year ('Monthly account fee 0€') | · Source |
| Estonian legal person with non-residents as representatives or owners | EUR 300 enhanced due diligence fee, paid before the decision and not refunded if refused ('Estonian legal persons with non-residents included as representatives or in the ownership structure') | EUR 50 a month servicing fee ('Monthly fee for servicing a client') when an owner holds an identity document from Cyprus, Liechtenstein or outside the EEA and is not an Estonian resident | · Source |
| Legal person from the EEA (excl. Estonia, Cyprus, Liechtenstein) | EUR 300 enhanced due diligence fee, paid before the decision and not refunded if refused ('Legal persons from European Economic Area') | Not published as a fixed fee (the EUR 50 servicing fee applies when owners or the field of activity call for it) | · Source |
| Legal person registered in Cyprus or Liechtenstein | EUR 300 enhanced due diligence fee, paid before the decision and not refunded if refused ('Legal persons from European Economic Area') | EUR 50 a month servicing fee ('Monthly fee for servicing a client') | · Source |
| Legal person from outside the EEA | EUR 500 enhanced due diligence fee, paid before the decision and not refunded if refused ('Legal persons from other states') | EUR 50 a month servicing fee ('Monthly fee for servicing a client') | · Source |
Closing an account
Coop Pank
12.3.3. The Bank has the right to cancel the Contract en- tered into with a corporate client unilaterally in justified cases by notifying the client who is a legal entity about this at least one (1) month in advance.
Swedbank
9.1. The Bank may unilaterally terminate the Agreement immediately for good cause (extraordinary termination). The Bank may terminate the Agreement ordinarily and/or extraordinarily by notice of cancellation on the terms and conditions set out in the Agreement, unless such notice of cancellation is restricted by applicable legislation.
Licence
| Licensee | Coop Pank | Swedbank |
|---|---|---|
| Licensee | Coop Pank AS · credit institution licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority (licence EP-17 PO) | Swedbank AS · credit institution licensed by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority (licence EP-13 PO), supervised by the European Central Bank |
| Regulator | Finantsinspektsioon (Estonia) · | Finantsinspektsioon (Estonia) / European Central Bank · |