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Brex

Brex: industries it takes by its own published rules: AI and SaaS, with conditions; Forex and CFD, with conditions. Last verified October 17, 2026.

Licensee
Brex LLC, a wholly owned subsidiary of Capital One, N.A. · Checking, a commercial checking account provided by Column N.A., Member FDIC (FDIC cert 58224) · cards issued by Emigrant Bank, Fifth Third Bank N.A., Airwallex (Netherlands) B.V. and Sutton Bank
Regulator
FDIC (deposit partner Column N.A.) ·

Where it takes companies from

Its own list of countries, quoted below with its source and date

Products it publishes

International payments and FXSays it offers this

Make payments in 30+ local currencies

Brex · International payments and FX · Offers it · · Source
Company cardsSays it offers this

Corporate credit cards for startups and enterprises.

Brex · Company cards · Offers it · · Source

Issue physical and virtual cards in 60+ countries with built-in controls and no charge for international delivery.

Brex · Company cards · Offers it · · Source
Bulk payoutsSays it offers this

Take the headache out of vendor management and make payments programmatic (ACH, wires, and checks) using our payments API.

Brex · Bulk payouts · Offers it · · Source

Every provider that says it offers this

Does not say it offers: Accepting card payments, Virtual accounts for your customers, Crypto on- and off-ramp, Safeguarding account, Client money account, Escrow

As its own pages say it, each quote with the date we read it. A product it does not mention is never shown as one it does not offer.

Currencies it holds

Holds USDa balance; account details of its own on the local payment system

The routing number for your checking account with Column bank is 121145349.

Brex · USD · · SourceThis quote speaks to: a balance; account details

Does not say it holds: CAD, SGD, HKD, AUD

Only currencies its own pages name, each quote with the date we read it. A currency it does not mention is never shown as one it does not hold.

Policy by industry

Brex: published policy by industry
IndustryStatusChecked
AI and SaaSWith conditions
Forex and CFDWith conditions
iGamingNo
Unlicensed financial servicesNo
MarketplaceNo

No rule found yet: Crypto, Adult

Has this rule changed? Tell us

Alternatives to Brex

Fees

Brex: published fees
PlanAccount openingMonthlyChecked
Business accountFree to openNo monthly fees · Source

Fees of every provider

Closing an account

In addition to the termination rights provided for in Section 3.9 below, Brex has the right to terminate this Platform Agreement at any time and for any reason with thirty (30) days notice to you.

Notice before closing · · Source

Any complaints concerning your account should be directed to Customer Support (contact@brex.com) or send a written complaint to:

Complaints and where to go next · · Source

Account closed or frozen? What Brex’s terms say

Rules about countries

Only companies organized and registered in the United States (e.g., C-corps, S-corps, LLCs, or LLPs) may apply for a Brex Account.

Brex · Takes companies registered in · · Source

United States

What we read

We have not yet read its documents one by one.