Countingup vs NatWest: what each publishes
As of October 17, 2026, NatWest takes these industries by its own published rules: iGaming, with conditions; Adult, with conditions. We hold no such rule from Countingup.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Policy by industry
| Industry | Countingup | NatWest |
|---|---|---|
| iGaming | No | With conditions |
| Adult | No | With conditions |
| Crypto | No | No published rule |
| Unlicensed financial services | No | No published rule |
| Forex and CFD | No | No published rule |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Countingup
have all Persons of Significant Control be UK residents
Rules about countries
Countingup
No published rule
NatWest
No published rule
Fees
Countingup
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Monthly deposits up to GBP 750 | Not stated | GBP 5 after a 3-month free trial | · Source |
| Monthly deposits GBP 750.01 to GBP 7,500 | Not stated | GBP 12 after a 3-month free trial | · Source |
| Monthly deposits above GBP 7,500 | Not stated | GBP 20 after a 3-month free trial | · Source |
NatWest
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business Current Account (Standard Tariff) | Not stated | None ('Benefit from our Standard Tariff with no minimum monthly charge.'); each transaction is charged under the Standard Tariff | · Source |
| Start-up account (trading under 1 year, turnover under £1m) | Not stated | None ('Free banking on everyday transactions for the first 2 years'), then the Standard Tariff 'with no minimum monthly charge' | · Source |
Closing an account
Countingup
16.1 We can terminate this Agreement and close your Account at any time: 16.1.1 if we give you 90 days' notice and refund the Available Balance to you
NatWest
We can close your account by: • giving you at least 90 days’ notice; and • telling you our reason for closing your account.
Licence
| Licensee | Countingup | NatWest |
|---|---|---|
| Licensee | Griffin Bank Ltd · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 970920), which provides new Countingup accounts · Prepay Technologies Ltd · EMI authorised by the FCA (FRN 900010), for older accounts | National Westminster Bank Public Limited Company (NatWest) · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 121878) |
| Regulator | FCA / PRA · | FCA / PRA · |