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Countingup closed or froze your business account: what its terms say

As of October 9, 2026, these are Countingup’s own words on closing accounts: the notice it gives, the reasons it names and where a complaint can go next.

Notice before closing

16.1 We can terminate this Agreement and close your Account at any time: 16.1.1 if we give you 90 days' notice and refund the Available Balance to you

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Reasons it names for closing or suspending an account

16.1.2 with immediate effect if any of the following conditions have been met: … (j) you fall outside of Griffin or TransactPay's risk appetite or you are no longer eligible for an Account with us.

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Complaints and where to go next

If you're unhappy with our final response, you have the right to take your complaint to the free, independent Financial Ombudsman Service (FOS).

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These are the provider’s published terms, not legal advice. Your own agreement and the law where your company is may give you more.