Barclays vs NatWest: what each publishes
As of October 17, 2026, NatWest takes these industries by its own published rules: iGaming, with conditions; Adult, with conditions. We hold no such rule from Barclays.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Policy by industry
| Industry | Barclays | NatWest |
|---|---|---|
| iGaming | No published rule | With conditions |
| Adult | No published rule | With conditions |
| Unlicensed financial services | No | No published rule |
| Crypto | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Rules about countries
Barclays
No published rule
NatWest
No published rule
Fees
Barclays
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business Current Account | Not stated | None for the first 12 months (not for businesses that already hold a Barclays business current account), then GBP 8.50 a month; transaction charges apply | · Source |
NatWest
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business Current Account (Standard Tariff) | Not stated | None ('Benefit from our Standard Tariff with no minimum monthly charge.'); each transaction is charged under the Standard Tariff | · Source |
| Start-up account (trading under 1 year, turnover under £1m) | Not stated | None ('Free banking on everyday transactions for the first 2 years'), then the Standard Tariff 'with no minimum monthly charge' | · Source |
Closing an account
Barclays
We can close an account (and stop providing any services and end this agreement) by giving you at least 90 days’ notice.
NatWest
We can close your account by: • giving you at least 90 days’ notice; and • telling you our reason for closing your account.
Licence
| Licensee | Barclays | NatWest |
|---|---|---|
| Licensee | Barclays Bank UK PLC · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 759676) | National Westminster Bank Public Limited Company (NatWest) · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 121878) |
| Regulator | FCA / PRA · | FCA / PRA · |