ANNA Money vs Paysend Business: what each publishes
As of October 17, 2026, we hold published rules from ANNA Money on 5 of 7 industries and from Paysend Business on 3.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Paysend Business
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | ANNA Money | Paysend Business |
|---|---|---|
| Crypto | Depends on the activity | Rule for some countries only |
| iGaming | No | No |
| Adult | No | No |
| Unlicensed financial services | No | No |
| Forex and CFD | No | Rule for some countries only |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
ANNA Money
To apply for an Account, the Applicant must be a UK resident (but cannot be a US Person for tax purposes) and manage or be a director of:
Paysend Business
No published rule
Rules about countries
ANNA Money
No published rule
Paysend Business
Currently we are only able to onboard: ... UK registered companies for Global accounts and transfers, including payouts-to-cards. ... US registered companies for Global accounts and transfers, including payouts-to-cards
Fees
ANNA Money
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Free | Free to open ('Your account is free to open') | GBP 0 | · Source |
| Grow | Free to open ('Your account is free to open') | GBP 12.90 + VAT | · Source |
| Business | Free to open ('Your account is free to open') | GBP 22.90 + VAT (first month free) | · Source |
| Big Business | Free to open ('Your account is free to open') | GBP 59.90 + VAT | · Source |
Paysend Business
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Standard tariff, GBP account (UK companies) | Not stated | No monthly fee stated; GBP 0.30 per Faster Payments transfer in or out; GBP 10 per inbound CHAPS or BACS transfer | · Source |
| Standard tariff, EUR account (UK companies) | Not stated | No monthly fee stated; EUR 0.30 per SEPA transfer in or out | · Source |
Closing an account
ANNA Money
for an Account opened on or after 28 April 2026, if we give you at least 90 days' notice and refund the Available Balance to you without charge; or
Paysend Business
11.9. If the Client successfully completed one or more Transactions or used Payment Services, Paysend may terminate the Agreement with or without reason by notifying the Client 60 (sixty) days prior to the desired termination date in accordance with Section 10 of the Agreement. In all other cases Paysend may terminate the Agreement with an immediate effect with or without reason.
Licence
| Licensee | ANNA Money | Paysend Business |
|---|---|---|
| Licensee | PayrNet Limited · EMI authorised by the FCA (FRN 900594), which issues the e-money in ANNA business accounts · ANNA (Absolutely No Nonsense Admin Ltd) is not itself authorised | PaySend PLC · electronic money institution authorised by the FCA (FRN 900004) |
| Regulator | FCA · | FCA · |