ANNA Money vs OFX: what each publishes
As of October 17, 2026, OFX takes these industries by its own published rules: Marketplace, with conditions. We hold no such rule from ANNA Money.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Policy by industry
| Industry | ANNA Money | OFX |
|---|---|---|
| Marketplace | No published rule | With conditions |
| Crypto | Depends on the activity | No |
| iGaming | No | No |
| Adult | No | No |
| Unlicensed financial services | No | No |
| Forex and CFD | No | No |
| AI and SaaS | No published rule | No published rule |
Where owners must live
ANNA Money
To apply for an Account, the Applicant must be a UK resident (but cannot be a US Person for tax purposes) and manage or be a director of:
OFX
No published rule
Rules about countries
ANNA Money
No published rule
OFX
No published rule
Fees
ANNA Money
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Free | Free to open ('Your account is free to open') | GBP 0 | · Source |
| Grow | Free to open ('Your account is free to open') | GBP 12.90 + VAT | · Source |
| Business | Free to open ('Your account is free to open') | GBP 22.90 + VAT (first month free) | · Source |
| Big Business | Free to open ('Your account is free to open') | GBP 59.90 + VAT | · Source |
OFX
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Standard | Free to start ('Start for free') | GBP 0 a month ('per user/month') | · Source |
| Full Suite | Not stated; free trial ('Try it free for 30 days') | GBP 75 a month with five users ('per month (5 users included).'), then GBP 10 per user a month ('per user / month thereafter') | · Source |
Closing an account
ANNA Money
for an Account opened on or after 28 April 2026, if we give you at least 90 days' notice and refund the Available Balance to you without charge; or
OFX
Pursuant to the Payment Services and Payment Accounts (Amendment) Regulations 2025, we may terminate this Agreement and close your Account with us by giving you ninety (90) days' notice in writing.
Licence
| Licensee | ANNA Money | OFX |
|---|---|---|
| Licensee | PayrNet Limited · EMI authorised by the FCA (FRN 900594), which issues the e-money in ANNA business accounts · ANNA (Absolutely No Nonsense Admin Ltd) is not itself authorised | UKForex Limited (trading as OFX) · EMI authorised by the FCA (FRN 902028) · a wholly owned subsidiary of OzForex Limited |
| Regulator | FCA · | FCA · |