OFX vs Paysend Business: what each publishes
As of October 17, 2026, OFX takes these industries by its own published rules: Marketplace, with conditions. We hold no such rule from Paysend Business.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Paysend Business
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | OFX | Paysend Business |
|---|---|---|
| Marketplace | With conditions | No published rule |
| Crypto | No | Rule for some countries only |
| iGaming | No | No |
| Adult | No | No |
| Unlicensed financial services | No | No |
| Forex and CFD | No | Rule for some countries only |
| AI and SaaS | No published rule | No published rule |
Where owners must live
OFX
No published rule
Paysend Business
No published rule
Rules about countries
OFX
No published rule
Paysend Business
Currently we are only able to onboard: ... UK registered companies for Global accounts and transfers, including payouts-to-cards. ... US registered companies for Global accounts and transfers, including payouts-to-cards
Fees
OFX
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Standard | Free to start ('Start for free') | GBP 0 a month ('per user/month') | · Source |
| Full Suite | Not stated; free trial ('Try it free for 30 days') | GBP 75 a month with five users ('per month (5 users included).'), then GBP 10 per user a month ('per user / month thereafter') | · Source |
Paysend Business
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Standard tariff, GBP account (UK companies) | Not stated | No monthly fee stated; GBP 0.30 per Faster Payments transfer in or out; GBP 10 per inbound CHAPS or BACS transfer | · Source |
| Standard tariff, EUR account (UK companies) | Not stated | No monthly fee stated; EUR 0.30 per SEPA transfer in or out | · Source |
Closing an account
OFX
Pursuant to the Payment Services and Payment Accounts (Amendment) Regulations 2025, we may terminate this Agreement and close your Account with us by giving you ninety (90) days' notice in writing.
Paysend Business
11.9. If the Client successfully completed one or more Transactions or used Payment Services, Paysend may terminate the Agreement with or without reason by notifying the Client 60 (sixty) days prior to the desired termination date in accordance with Section 10 of the Agreement. In all other cases Paysend may terminate the Agreement with an immediate effect with or without reason.
Licence
| Licensee | OFX | Paysend Business |
|---|---|---|
| Licensee | UKForex Limited (trading as OFX) · EMI authorised by the FCA (FRN 902028) · a wholly owned subsidiary of OzForex Limited | PaySend PLC · electronic money institution authorised by the FCA (FRN 900004) |
| Regulator | FCA · | FCA · |