Revolut Business vs Viva.com: what each publishes
As of October 17, 2026, Revolut Business takes these industries by its own published rules: AI and SaaS. We hold no such rule from Viva.com.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Revolut Business
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
The regions its own documents name, read on October 9, 2026
Viva.com
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Ireland
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- United Kingdom
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Revolut Business | Viva.com |
|---|---|---|
| AI and SaaS | Yes | No published rule |
| Crypto | Depends on the activity | Depends on the activity |
| iGaming | No | Rule for some countries only |
| Adult | No | Rule for some countries only |
| Unlicensed financial services | No | No |
| Forex and CFD | No | Rule for some countries only |
| Marketplace | No | Rule for some countries only |
Where owners must live
Revolut Business
Residential address (at least one director or beneficial owner must reside in the UK, the European Economic Area (EEA), or Switzerland)
Viva.com
No published rule
Rules about countries
Revolut Business
No published rule
Viva.com
with a presence in 29 countries in Europe. … Our Presence in Europe … Austria … United Kingdom
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
Fees
Revolut Business
All 31 fee lines, by plan and country
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Basic (EEA) | Not stated | EUR 10 a month ('€10 per month') | · Source |
| Grow (EEA) | Not stated | EUR 35 a month ('€35 per month') | · Source |
| Scale (EEA) | Not stated | EUR 125 a month ('€125 per month') | · Source |
| Scale (Belgium and Finland) | Not stated | EUR 135 a month ('€135 per month') | · Source |
| Basic (Switzerland) | Not stated | CHF 10 a month ('Fr 10 per month') | · Source |
| Grow (Switzerland) | Not stated | CHF 50 a month ('Fr 50 per month') | · Source |
| Scale (Switzerland) | Not stated | CHF 150 a month ('Fr 150 per month') | · Source |
| Basic (Czechia) | Not stated | CZK 250 a month ('250 Kč') | · Source |
| Grow (Czechia) | Not stated | CZK 1,000 a month ('1000 Kč per month') | · Source |
| Scale (Czechia) | Not stated | CZK 3,500 a month ('3500 Kč per month') | · Source |
| Basic (Denmark) | Not stated | DKK 85 a month ('85 kr per month') | · Source |
| Grow (Denmark) | Not stated | DKK 280 a month ('280 kr. per month') | · Source |
| Scale (Denmark) | Not stated | DKK 1,150 a month ('1150 kr per month') | · Source |
| Basic (Hungary) | Not stated | HUF 3,800 a month ('3800 Ft per month') | · Source |
| Grow (Hungary) | Not stated | HUF 10,000 a month ('10000 Ft per month') | · Source |
| Scale (Hungary) | Not stated | HUF 35,000 a month ('35,000 Ft per month') | · Source |
| Basic (Norway) | Not stated | NOK 150 a month ('kr 150 per month') | · Source |
| Grow (Norway) | Not stated | NOK 450 a month ('kr 450 per month') | · Source |
| Scale (Norway) | Not stated | NOK 1,500 a month ('kr 1 500 per month') | · Source |
| Basic (Poland) | Not stated | PLN 50 a month ('50 zł per month') | · Source |
| Grow (Poland) | Not stated | PLN 175 a month ('175 zł per month') | · Source |
| Scale (Poland) | Not stated | PLN 625 a month ('625 zł per month') | · Source |
| Basic (Romania) | Not stated | RON 50 a month ('50 RON') | · Source |
| Grow (Romania) | Not stated | RON 200 a month ('200 RON per month') | · Source |
| Scale (Romania) | Not stated | RON 700 a month ('700 RON per month') | · Source |
| Basic (Sweden) | Not stated | SEK 150 a month ('150 kr per month') | · Source |
| Grow (Sweden) | Not stated | SEK 450 a month ('450 kr per month') | · Source |
| Scale (Sweden) | Not stated | SEK 1,500 a month ('kr 1 500 per month') | · Source |
| Basic (UK) | Not stated | GBP 10 a month | · Source |
| Grow (UK) | Not stated | GBP 35 a month billed monthly, or GBP 360 a year billed annually | · Source |
| Scale (UK) | Not stated | GBP 125 a month billed monthly, or GBP 1,080 a year billed annually | · Source |
Viva.com
All 10 fee lines, by plan and country
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Zero plan (Ireland) | Not published | EUR 0.00, with a EUR 4.99 minimum monthly charge ('min monthly charge €4.99') | · Source |
| Default plan (Ireland) | Not published | EUR 4.99 ('Default: €4.99') | · Source |
| Standard plan (Ireland) | Not published | EUR 12.99 ('Standard: €12.99') | · Source |
| Premium plan (Ireland) | Not published | EUR 19.99 ('Premium: €19.99') | · Source |
| Account with a GR IBAN and unlimited free incoming transfers (Ireland, on top of a plan) | Not published | EUR 10.00 ('10.00 € (monthly fee)'); the alternative account has 'no monthly fee' and charges per incoming transfer | · Source |
| Zero plan (UK) | Not published | GBP 0.00, with a GBP 3.99 minimum monthly charge ('min monthly charge £3.99') | · Source |
| Default plan (UK) | Not published | GBP 3.99 ('Default: £3.99') | · Source |
| Standard plan (UK) | Not published | GBP 10.99 ('Standard: £10.99') | · Source |
| Premium plan (UK) | Not published | GBP 15.99 ('Premium: £15.99') | · Source |
| Account with unlimited free incoming transfers (UK, on top of a plan) | Not published | GBP 10.00 ('Account with unlimited free incoming transfers: £10.00 (monthly fee)'); the alternative is an 'Account with a fee per incoming transfer (no monthly fee)' | · Source |
Closing an account
Revolut Business
We can close your Business Account at any time by giving you two months’ notice in advance. If you opened your Business Account on or after 28 April 2026, we’ll give you at least 90 days’ notice.
Viva.com
Either VIVA BANK or the User has the right to terminate this agreement for convenience and with immediate effect, provided that the termination has been notified in writing to the counterparty.
Licence
| Licensee | Revolut Business | Viva.com |
|---|---|---|
| Licensee | Revolut Bank UK Ltd · bank authorised since 25/07/2024, regulated by the FCA and PRA (FRN 981170) · Revolut Bank UAB · Lithuanian bank (Bank of Lithuania register, authorisation LB002119), for EEA and Swiss companies | VIVABANK BANKING S.A. · credit institution licensed by the Bank of Greece · VIVA WALLET.COM LTD · electronic money institution authorised by the FCA (FRN 989273) |
| Regulator | PRA / FCA / Bank of Lithuania · | Bank of Greece / FCA · |