Bank Frick vs Viva.com: what each publishes
As of October 17, 2026, Bank Frick takes these industries by its own published rules: Crypto, with conditions. We hold no such rule from Viva.com.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Bank Frick
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
The regions its own documents name, read on October 9, 2026
Viva.com
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Ireland
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- United Kingdom
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Bank Frick | Viva.com |
|---|---|---|
| Crypto | With conditions | Depends on the activity |
| Unlicensed financial services | No rule found yet | No |
| iGaming | No rule found yet | Rule for some countries only |
| Adult | No rule found yet | Rule for some countries only |
| AI and SaaS | No rule found yet | No published rule |
| Forex and CFD | No rule found yet | Rule for some countries only |
| Marketplace | No rule found yet | Rule for some countries only |
Where owners must live
Bank Frick
No rule found yet
Viva.com
No published rule
Rules about countries
Bank Frick
No rule found yet
Viva.com
with a presence in 29 countries in Europe. … Our Presence in Europe … Austria … United Kingdom
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
Fees
Bank Frick
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Current account (standard fee schedule) | Not stated | CHF 50.00 a quarter per client relationship ('Account maintenance fee per client relationship CHF 50.00 per quarter'), and for a company a minimum fee of CHF 500.00 a year ('For legal entities, an additional minimum fee of CHF 500.00 per year applies'); the bank may set an individual fee schedule ('Individual fee schedules may be applied') | · Source |
Viva.com
All 10 fee lines, by plan and country
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Zero plan (Ireland) | Not published | EUR 0.00, with a EUR 4.99 minimum monthly charge ('min monthly charge €4.99') | · Source |
| Default plan (Ireland) | Not published | EUR 4.99 ('Default: €4.99') | · Source |
| Standard plan (Ireland) | Not published | EUR 12.99 ('Standard: €12.99') | · Source |
| Premium plan (Ireland) | Not published | EUR 19.99 ('Premium: €19.99') | · Source |
| Account with a GR IBAN and unlimited free incoming transfers (Ireland, on top of a plan) | Not published | EUR 10.00 ('10.00 € (monthly fee)'); the alternative account has 'no monthly fee' and charges per incoming transfer | · Source |
| Zero plan (UK) | Not published | GBP 0.00, with a GBP 3.99 minimum monthly charge ('min monthly charge £3.99') | · Source |
| Default plan (UK) | Not published | GBP 3.99 ('Default: £3.99') | · Source |
| Standard plan (UK) | Not published | GBP 10.99 ('Standard: £10.99') | · Source |
| Premium plan (UK) | Not published | GBP 15.99 ('Premium: £15.99') | · Source |
| Account with unlimited free incoming transfers (UK, on top of a plan) | Not published | GBP 10.00 ('Account with unlimited free incoming transfers: £10.00 (monthly fee)'); the alternative is an 'Account with a fee per incoming transfer (no monthly fee)' | · Source |
Closing an account
Bank Frick
Unless a specific duration or period of notice has been agreed, both the Client and the Bank may terminate the entire business relationship or parts thereof at any time without giving reasons and subject to a reasonable period of notice.
Viva.com
Either VIVA BANK or the User has the right to terminate this agreement for convenience and with immediate effect, provided that the termination has been notified in writing to the counterparty.
Licence
| Licensee | Bank Frick | Viva.com |
|---|---|---|
| Licensee | Bank Frick AG (formerly Bank Frick & Co. AG) · bank licensed by the FMA Liechtenstein (FMA register 109940) · MiCA crypto-asset service provider (ESMA register, authorised 23/12/2025) | VIVABANK BANKING S.A. · credit institution licensed by the Bank of Greece · VIVA WALLET.COM LTD · electronic money institution authorised by the FCA (FRN 989273) |
| Regulator | FMA Liechtenstein · | Bank of Greece / FCA · |