ICICI Bank UK vs Mettle: what each publishes
As of October 17, 2026, we hold published rules from ICICI Bank UK on 1 of 7 industries and from Mettle on 4.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Policy by industry
| Industry | ICICI Bank UK | Mettle |
|---|---|---|
| Crypto | No | Depends on the activity |
| iGaming | No published rule | No |
| Adult | No published rule | No |
| Unlicensed financial services | No published rule | No |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
ICICI Bank UK
No published rule
Rules about countries
ICICI Bank UK
1.2 ICICI Bank Plc provides account opening services for business banking products only to companies which are incorporated in the United Kingdom ("UK") or in India
Mettle
No published rule
Fees
ICICI Bank UK
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business Current Account | GBP 250 account opening charge for a GBP account (USD 325 for USD, EUR 300 for EUR), per customer ID ('Physical Account Opening Charges at customer ID level') | GBP 0 a month when the average balance is below GBP 10,000 ('Monthly Account Maintenance (average balance below £10,000) at customer ID level') | · Source |
Mettle
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Mettle | Free to open ('It is free to open and hold a Mettle account') | None ('There is no monthly fee for our standard service') | · Source |
| Mettle+ | Free to open ('It is free to open and hold a Mettle account') | GBP 4 a month, optional ('You can choose to turn on Mettle+ for an extra monthly charge') | · Source |
Closing an account
ICICI Bank UK
21.6 We can close your Account by giving you two months' notice of our intention to close your account.
Mettle
We can close your account at any time as long as we give you at least 90 days’ notice.
Licence
| Licensee | ICICI Bank UK | Mettle |
|---|---|---|
| Licensee | ICICI Bank UK PLC · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 223268) | National Westminster Bank Public Limited Company (NatWest), trading as Mettle · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 121878) |
| Regulator | FCA / PRA · | FCA / PRA · |