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ICICI Bank UK vs Zempler Bank: what each publishes

As of October 17, 2026, Zempler Bank takes these industries by its own published rules: iGaming, with conditions. We hold no such rule from ICICI Bank UK.

ICICI Bank UKFCA / PRAZempler BankFCA / PRA

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

ICICI Bank UK

Its own list of countries, quoted below with its source and date

Zempler Bank

The regions its own documents name, read on October 9, 2026

Policy by industry

ICICI Bank UK and Zempler Bank: published policy by industry
IndustryICICI Bank UKZempler Bank
iGamingNo published ruleWith conditions
CryptoNoDepends on the activity
AdultNo published ruleNo
Unlicensed financial servicesNo published ruleNo
AI and SaaSNo published ruleNo published rule
Forex and CFDNo published ruleNo published rule
MarketplaceNo published ruleNo published rule

Where owners must live

ICICI Bank UK

No published rule

Zempler Bank

At least one director is a UK resident

Owners and directors · · Source

Rules about countries

ICICI Bank UK

1.2 ICICI Bank Plc provides account opening services for business banking products only to companies which are incorporated in the United Kingdom ("UK") or in India

ICICI Bank UK · Takes companies registered in · · Source

India, United Kingdom

Zempler Bank

Provided the applicant is a UK resident, your business is based in the UK and all other Zempler application checks and criteria are met, we can accept business account applications that list directors and/or Persons with Significant Control (PSCs) with a home address in the non-UK countries below.

Zempler Bank · Takes owners who live in · · Source
All countries named (37)

Australia, Austria, Belgium, Canada, Chile, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Guernsey, Iceland, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Lithuania, Luxembourg, Montenegro, Netherlands, New Zealand, Norway, Poland, Portugal, Singapore, Slovenia, Spain, Sweden, Switzerland, Taiwan, United Kingdom, United States, Uruguay

Fees

ICICI Bank UK

ICICI Bank UK: published fees
PlanAccount openingMonthlyChecked
Business Current AccountGBP 250 account opening charge for a GBP account (USD 325 for USD, EUR 300 for EUR), per customer ID ('Physical Account Opening Charges at customer ID level')GBP 0 a month when the average balance is below GBP 10,000 ('Monthly Account Maintenance (average balance below £10,000) at customer ID level') · Source

Zempler Bank

Zempler Bank: published fees
PlanAccount openingMonthlyChecked
Business GoNot statedGBP 0 · Source
Business ExtraNot statedGBP 9 · Source
Business ProNot statedGBP 19 · Source

Closing an account

ICICI Bank UK

21.6 We can close your Account by giving you two months' notice of our intention to close your account.

Notice before closing · · Source

Account closed or frozen? What ICICI Bank UK’s terms say

Zempler Bank

15.6 If allowed by law, we may end the agreement for any reason by giving you at least 90 days' notice in writing.

Notice before closing · · Source

Account closed or frozen? What Zempler Bank’s terms say

Licence

LicenseeICICI Bank UKZempler Bank
LicenseeICICI Bank UK PLC · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 223268)Zempler Bank Limited (formerly Cashplus) · bank authorised by the PRA and regulated by the FCA and the PRA (FRN 671140)
RegulatorFCA / PRA · FCA / PRA ·