Ant Bank vs HSBC Hong Kong: what each publishes
As of October 17, 2026, we hold no rule from Ant Bank or HSBC Hong Kong on the 7 industries we track; below, side by side: where each takes companies from, its fees, its terms on closing accounts and its licence.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
HSBC Hong Kong
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 16, 2026
Policy by industry
| Industry | Ant Bank | HSBC Hong Kong |
|---|---|---|
| Crypto | No published rule | No published rule |
| iGaming | No published rule | No published rule |
| Adult | No published rule | No published rule |
| Unlicensed financial services | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Ant Bank
No published rule
HSBC Hong Kong
No published rule
Rules about countries
Ant Bank
No published rule
HSBC Hong Kong
No published rule
Fees
Ant Bank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| SME Business Account | Free (application fee waived) | No monthly service fee (waived) | · Source |
HSBC Hong Kong
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business Integrated Account, opening fee by channel (Hong Kong company) | HKD 1,300 online or in the HSBC HK Business Express app; HKD 1,600 on paper or through other channels | Not stated on this page (see the tariff line) | · Source |
| Business Integrated Account (Hong Kong company): HSBC Sprint Account, HSBC Business Direct or BusinessVantage | HKD 1,300 account application fee per application online or in the app | HSBC Sprint Account: waived for the first 12 months, then HKD 200 a month below HKD 50,000 average total relationship balance; HSBC Business Direct: HKD 200 below HKD 100,000; BusinessVantage: HKD 450 below HKD 100,000, HKD 200 from HKD 100,000 to below HKD 500,000 | · Source |
| Overseas company (registered outside Hong Kong) | HKD 11,000 per account ('Overseas Company Account Opening') | By account and balance, as for Hong Kong companies (tariff A2) | · Source |
Closing an account
Ant Bank
Unless otherwise specified under the Business Client Documentation, we may notify you of the termination or cancellation of the Business Client Documentation, and of any or all of your Account(s) with not less than thirty (30) days’ prior notice.
HSBC Hong Kong
13.1 Either Party can terminate any or all Relationship Documents and/or, in the case of the Bank, withdraw any or all of the Services or close any Account by giving 30 days' prior written notice to the other.
Licence
| Licensee | Ant Bank | HSBC Hong Kong |
|---|---|---|
| Licensee | Ant Bank (Hong Kong) Limited · licensed bank authorised by the HKMA | The Hongkong and Shanghai Banking Corporation Limited · licensed bank authorised by the HKMA |
| Regulator | HKMA · | HKMA · |