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Ant Bank vs livi Business: what each publishes

As of October 17, 2026, we hold no rule from Ant Bank or livi Business on the 7 industries we track; below, side by side: where each takes companies from, its fees, its terms on closing accounts and its licence.

Ant BankHKMAlivi BusinessHKMA

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

Ant Bank

  • Developed Asia-Pacific

The regions its own documents name, read on October 9, 2026

livi Business

Its own list of countries, quoted below with its source and date

Policy by industry

Ant Bank and livi Business: published policy by industry
IndustryAnt Banklivi Business
CryptoNo published ruleNo published rule
iGamingNo published ruleNo published rule
AdultNo published ruleNo published rule
Unlicensed financial servicesNo published ruleNo published rule
AI and SaaSNo published ruleNo published rule
Forex and CFDNo published ruleNo published rule
MarketplaceNo published ruleNo published rule

Where owners must live

Ant Bank

No published rule

livi Business

Ultimate beneficiary owner, director, or ultimate controller of the company should hold a HKID or a Mainland Resident Identity Card

Owners and directors · · Source

Rules about countries

Ant Bank

No published rule

livi Business

Your company is registered in Hong Kong

livi Business · Takes companies registered in · · Source

Hong Kong

Fees

Ant Bank

Ant Bank: published fees
PlanAccount openingMonthlyChecked
SME Business AccountFree (application fee waived)No monthly service fee (waived) · Source

livi Business

livi Business: published fees
PlanAccount openingMonthlyChecked
livi Business AccountHKD 1,200 account opening fee, including HKD 300 for the company searchNot stated · Source

Closing an account

Ant Bank

Unless otherwise specified under the Business Client Documentation, we may notify you of the termination or cancellation of the Business Client Documentation, and of any or all of your Account(s) with not less than thirty (30) days’ prior notice.

Notice before closing · · Source

Account closed or frozen? What Ant Bank’s terms say

livi Business

We may at any time, by notice to you and without giving any reason, close your business account or terminate a service. The notice may, if necessary, take effect immediately.

Notice before closing · · Source

Account closed or frozen? What livi Business’s terms say

Licence

LicenseeAnt Banklivi Business
LicenseeAnt Bank (Hong Kong) Limited · licensed bank authorised by the HKMALivi Bank Limited · licensed bank authorised by the HKMA
RegulatorHKMA · HKMA ·